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analyst associate ecm origination

Bank of America

<div>Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. 
 
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates&rsquo; physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. 
 
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. 
 
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Analyst/Associate &ndash; Equity Capital Markets, Origination &ndash; New York, NY
Overview:<ul><li>
Bank of America is an industry leader in Equity Capital Markets (&ldquo;ECM&rdquo;)</li><li>
Analyst or Associate in ECM Origination will support and partner with senior members to help deliver solutions and best execution that bring to bear the full breadth of Bank of America&rsquo;s capital markets capabilities</li><li>
Position will be based in New York, NY</li></ul>
Responsibilities:<ul><li>
Preparing presentation and marketing materials</li><li>
Execution of both transaction and origination/marketing projects</li><li>
Producing comprehensive analysis pertaining to clients, transactions and market events</li><li>
Follow market and sector trends closely to ensure client materials reflect current backdrop</li><li>
Partner with colleagues in investment banking industry groups to model and refine the solutions considered and presented to clients</li><li>
Work closely with internal constituents, lawyers and representatives from other investment banks in the context of deal execution</li><li>
Managing several projects at once and working effectively as an individual and as part of a team</li><li>
Anticipate senior banker needs ahead of planned client meetings, and prepare materials accordingly</li><li>
Think critically/strategically about sectors, including expected developments and implications for each client in the context of the equity market</li><li>
Participating in the recruitment, development and training of junior resources (summer analysts, incoming classes)</li></ul>
Qualifications:<ul><li>
Prior or current investment banking or capital markets relevant experience (1-3 years for Analyst &amp; 3-5 years for Associate)</li><li>
Strong interest in global capital markets</li><li>
A track record of superior performance in professional and extracurricular activities</li><li>
Strong quantitative/analytical skills, attention to detail and client focus</li><li>
Distinguished written and oral communications skills for basic client communication</li><li>
Teamwork skills integral to working with broader ECM team</li><li>
Assertiveness, initiative, leadership, strong work ethic and team focus</li></ul>
Shift:
1st shift (United States of America)
Hours Per Week:
40</div>

Analyst/Associate, ECM Origination

Crédit Agricole CIB

<div>
 
 
 Team and position
 
 
 
 
 
 
 Credit Agricole is among world top 10 banking groups. Our NY based Leveraged Finance team is directly responsible for origination and execution of LBOs with leading Private Equity Funds in North America, as well as financings for leveraged (non-investment grade) corporates, across loans and HY bonds. In addition, the team is also in charge of event driven financings (M&amp;A and IPO related) for Investment Grade clients, and of leveraged / structured financing transactions in the TMT sector, including the current wave of infrastructure flavored deals (towercos, data centers, fibercos, GPU Financings) with Infrastructure Funds, across North America and Latam. It is referred to internally as the &ldquo;LATFG&rdquo; team (Leveraged, Acquisition &amp; TMT Finance).
 
 
 
 
 
 Building on its recent successes, the team is expanding to support its strong growth ambitions. In order to address the increasing volumes of credit and reporting management work generated by our expanding loan portfolio, we are setting up a portfolio management (PFM) team.
 
 
 We are opening a Portfolio Management analyst position. The analyst will report to the Director in charge of Portfolio Management, with regular interaction with the origination part of LATFG team.
 
 
 
 
 
 
 Key Responsibilities
 
 
 
 1) Credit monitoring of our loan portfolio:
 
 
 Contribute to the ongoing credit monitoring work for part of the leveraged finance and TMT loan portfolio (current volume of about 70 deals): write up of annual reviews, credit papers in relation to
 
 
 waivers and amendments, quarterly write ups for loans under watch. In close coordination with
 
 
 respective deal/client teams.
 
 <ul>
 <li>
 Proactively flag to LATFG manager and Portfolio Management Director and respective LATFG
 </li>
 </ul>
 
 client teams any early warning signals of credit deterioration, concerns, or ideas for commercial
 
 
 opportunities
 
 <ul>
 <li>
 Ensure timely propagation of internal rating decisions within the internal IT systems.
 </li>
 </ul>
 
 Occasionally represent the team in the various credit committees (NY credit committee, CLF credit committee, CRC) and monitoring committees (Quarterly committees for underperforming loans or
 
 
 loans under watch &ldquo;SARs&rdquo; and &ldquo;SACs&rdquo;), underperforming or under watch loans
 
 <ul>
 <li>
 Coordinate with CLF Losa team to monitor evolution of the portfolio (increases or reductions via amortization, prepayments, secondary trades etc)
 </li>
 <li>
 Coordinate with CLF Losa and respective deal/client teams to ensure authorizations recorded in internal systems are accurate and up to date.
 </li>
 <li>
 Maintain close coordination on all of the above tasks with respective LATFG client teams. Interact with clients whenever necessary to clarify credit related questions, in coordination with the LATFG
 </li>
 </ul>
 
 client team.
 
 <ul>
 <li>
 Review quarterly or annual information provided by client, connect to lender or investor calls
 </li>
 </ul>
 
 organized by clients and relay summaries of meaningful information to LATFG team manager and
 
 
 respective LATFG client team.
 
 <ul>
 <li>
 Depending on deal flow, there will also be occasional opportunities to get involved in live, new
 </li>
 </ul>
 
 deals as part of the origination deal team.
 
 
 
 
 
 2) Contribute to Internal and Regulatory Reporting:
 
 <ul>
 <li>
 Collect data and under PFM Director, assist with the regular requests for reporting from our
 </li>
 </ul>
 
 internal stakeholders (HO business line, COO teams, RPC): monthly anomaly reports, monthly
 
 
 LevFin excel pipeline, quarterly portfolio review files, &ldquo;deals world&rdquo; database for LBOs, etc
 
 <ul>
 <li>
 Contribute to recurring, ad hoc, and annual audits (NY annual and quarterly CUSO Loan Review, ad hoc NY portfolio reviews, Internal Audit &ldquo;Inspection Generale&rdquo;, add hoc CUSO reviews)
 </li>
 <li>
 Assist team manager and respective deal teams in ensuring that the CLF pipeline tool (&ldquo;Diamond&rdquo;) is up to date.
 </li>
 <li>
 Contribute to occasional ad hoc information requests when and as required
 </li>
 <li>
 Assist LATFG manager with periodic estimate of landing vs budget and other planning tasks
 </li>
 </ul>
 
 
 
 
 
 Candidate background / experience
 
 
 <ul>
 <li>
 Ideally 1-2 year experience in either a leveraged finance environment (portfolio management or origination and execution), or a credit risk / credit underwriting and monitoring function.
 </li>
 <li>
 Relevant academic background (BA/BS degree with economics/finance major coursework, ideally Master's degree &ndash; Msc Finance or MBA).
 </li>
 </ul>
 
 
 
 
 
 Skills
 
 
 <ul>
 <li>
 Strong quantitative and qualitative analytical skills
 </li>
 <li>
 Prior experience in financial analysis, cash flow modeling experience will be a plus
 </li>
 <li>
 Reliability, attention to detail and quality outputs,
 </li>
 <li>
 Good organizational skills: ability to keep track of deadlines, to organize its own work
 </li>
 <li>
 Good communication and interpersonal skills (ability to communicate seamlessly with LATFG deal teams, and capacity to interact convincingly and forcefully with internal partners, in particular with RPC &amp; senior representatives from Bus Line or coverage)
 </li>
 <li>
 MS Office suite proficiency
 </li>
 <li>
 Fluency in a second language (in particular French, Portuguese, Spanish) is a strong positive.
 </li>
 </ul>
</div>

Leveraged, Acquisition & TMT Finance Americas – Portfolio Management - Analyst

Morgan Stanley

<div>
 When clients look beyond traditional equity issuance and seek more tailored capital and risk-management solutions,
 
 Equity Solutions
 
 delivers innovative structuring, market insight, and execution expertise. The team focuses on
 
 convertible bonds and equity-linked derivatives
 
 , including
 
 structured share repurchase programs, hedging and monetization strategies
 
 , working closely with Investment Banking, Equity Sales &amp; Trading, and other product partners to deliver integrated solutions.
 
 
 Equity Solutions advises clients on complex capital structure, financing, and risk-management challenges, combining market judgment, derivative structuring, and transaction execution to meet strategic objectives across market cycles.
 
 
 Our New York City office is looking for an
 
 Analyst 1 or 2
 
 to join the Equity Solutions team.
 
 
 
 Responsibilities
 
 
 
 <ul>
 <li>
 Support the origination, structuring, and execution of equity-linked and derivative-based transactions, including convertible bonds, structured share repurchases, and hedging and monetization solutions
 </li>
 <li>
 Perform detailed financial analysis, valuation, and scenario modeling related to equity-linked products and capital structure alternatives
 </li>
 <li>
 Assist in the development of customized client solutions, working closely with senior bankers, traders, and structuring teams
 </li>
 <li>
 Prepare marketing materials, transaction documentation, and internal approvals
 </li>
 <li>
 Monitor market conditions and equity derivatives dynamics to inform client advice and transaction execution
 
 
 </li>
 </ul>
 
 Qualifications
 
 
 
 <ul>
 <li>
 Ideally 1 year of experience in Global Capital Markets, Investment Banking, Equity Derivatives, or a related role
 </li>
 <li>
 Prior exposure to equity-linked products, derivatives, or structured transactions is preferred
 </li>
 <li>
 Strong analytical skills with the ability to manage multiple workstreams and complex financial analysis
 </li>
 <li>
 Extraordinary level of motivation, work ethic, and attention to detail
 </li>
 <li>
 Strong written and verbal communication skills
 </li>
 <li>
 Commercial instinct and ability to perform under pressure and tight deadlines
 </li>
 <li>
 Bachelor&rsquo;s degree required
 </li>
 <li>
 Series licensing required or ability to obtain
 
 
 </li>
 </ul>
 
 What You Can Expect From Morgan Stanley
 
 
 
 At Morgan Stanley, we raise, manage and allocate capital for our clients &ndash; helping them reach their goals. We do it in a way that&rsquo;s differentiated &ndash; and we&rsquo;ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren&rsquo;t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you&rsquo;ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There&rsquo;s also ample opportunity to move about the business for those who show passion and grit in their work.
 
 
 To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.
 
 
 Expected base pay rates for the role will be between $110,000 and $125,000 per year for Associate, at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.
 
 
 Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees.
 
 
 It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.
 
 
 Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).
</div>

Global Capital Markets Equity Solutions – Analyst

Sumitomo Mitsui Trust Bank Limited New York Branch

<div>
 
 
 This role is located in New York City and will require a hybrid work schedule of at least 2 days in office per week.
 
 
 
 
 
 
 This is an entry-level credit analyst role for Assistant Officer level candidates.
 
 
 
 
 
 
 About the Bank
 
 
 
 
 Sumitomo Mitsui Trust Bank, Limited was established through the merger of The Sumitomo Trust and Banking Co., Ltd with Chuo Mitsui Trust and Banking, Ltd. on April 1, 2012. We are one of the largest asset managers in Asia and number one among Japanese financial institutions by AUM, with approximately $850 Billion USD in AUM. The Bank provides an assortment of financial solutions and manages a broad spectrum of financial products across its global branches.
 
 
 
 
 
 
 
 Department Overview
 
 
 
 The Americas Division (&ldquo;AD&rdquo;) was established in the Sumitomo Mitsui Trust Bank, Limited, New York Branch) (&ldquo;SMTBNY&rdquo;) to perform corporate functions and supervise U.S. entities. Established under the AD are the &ldquo;Global Banking Unit (&ldquo;GBU&rdquo;), Americas Division&rdquo; and &ldquo;Global Markets Unit (&ldquo;GMU&rdquo;), Americas Division&rdquo; which performs business functions. The Specialty Finance Department (&ldquo;SFD&rdquo;) is responsible for originating, booking and monitoring credit facilities for both bilateral and syndicated loan transactions. SFD focuses on building and monitoring portfolio assets in 3 main product areas: Project Finance, Trade and Commodity Finance and Aviation.
 
 
 
 
 
 
 Your Role Overview:
 
 
 
 Responsible for credit evaluation and deal maintenance for Trade &amp; Commodity Finance and Aviation. The analyst would be involved in all facets of this team&rsquo;s coverage, with a focus on underwriting and monitoring activities, with exposure to origination and structuring activities.
 
 
 
 
 
 
 Your Duties and Responsibilities
 
 
 <ol>
 <li>
 Reviews potential assets in assigned products/industries, prepares detailed credit memos and credit applications and makes investment recommendations, based upon a comprehensive financial and qualitative analysis.
 </li>
 <li>
 Ensures compliance with applicable investment guidelines and directives from Head Office and Branch Management.
 </li>
 <li>
 Monitors assigned assets/products/industries to maintain credit quality through asset/product/industry appropriate measures, i.e., financial analysis and trends, cross-sectional analysis, cashflow analysis and market value/liquidity.
 </li>
 <li>
 Prepares all applications and reports and makes recommendations on all amendments, refinancings and other ongoing activities.
 </li>
 <li>
 Responsible for all Head Office and Branch monitoring and reporting requirements, including rating review, business review of documentation, regulatory review, booking and financial and portfolio review requirements, with support from Operations Analyst as designated.
 </li>
 <li>
 May support deal structuring activities.
 </li>
 <li>
 Performs other duties and responsibilities as assigned by management.
 </li>
 </ol>
 
 
 
 
 
 Your Qualifications:
 
 
 <ol>
 <li>
 Bachelor&rsquo;s degree in Finance or Economics or equivalent with 0-2 years related experience.
 </li>
 <li>
 Good knowledge of finance and basic accounting.
 </li>
 <li>
 Good knowledge of commonly used research resources, including Bloomberg, EDGAR, and rating agencies.
 </li>
 <li>
 Basic knowledge of corporate finance transactions.
 </li>
 <li>
 Basic knowledge of loan markets.
 </li>
 <li>
 Proficient in Microsoft 365 (Excel, PowerPoint, Word, Outlook, and Access) and some modeling capabilities.
 </li>
 <li>
 Excellent oral and written communication skills.
 </li>
 </ol>
 
 
 
 
 
 
 
 
 Why you should join SuMi Trust:
 
 
 
 
 SuMi Trust embraces flexible ways of working when the business and role permits. We provide employees with a hybrid working model, allowing for in-office work and work from home. Our diverse and inclusive environment along with our global presence enables us to collaborate and communicate to meet our business needs. We believe that efficient teams need truth, loyalty, and a strong sense of purpose to balance risk and their targets. We make sustainable business decisions to improve our society and the world. We believe that each person brings a unique value that drives the business though their creativity and passion.
 
 
 <ul>
 <li>
 
 The Employee Benefits package includes: Paid Time Off, medical, HSA, vision, dental, FSA, 401(k), profit sharing, legal plan, cancer indemnity plan, disability insurance, life insurance, employee assistance program, commuter benefits, business travel accident, paid volunteer day, paid memberships, paid seminars, and tuition assistance.
 
 </li>
 <li>
 
 We offer many socialization opportunities for wellness, financial wellbeing, runs/walks, team building, happy hours, and activities to support the Sustainable Developmental Goals.
 
 </li>
 </ul>
 
 Check out our LinkedIn for our employee experience: https://www.linkedin.com/company/smtbny
 
 
 
 
 
 
 
 
 We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law. SuMi Trust provides reasonable accommodations for employees and applicants with disabilities consistent with applicable law. If you need a reasonable accommodation during the application
 
 
 
 
</div>

Credit Analyst - Specialty Finance

StrongSteps Behavioral Health

Position SummaryStrongSteps Behavioral Health is seeking a compassionate and organized Care Manager to provide Enhanced Care Management (ECM) and Health-Related Social Needs (HRSN) services under New York&rsquo;s 1115 Waiver. The Care Manager will support Medicaid members experiencing behavioral health, housing, medical, or social instability by conducting screenings, eligibility assessments, care planning, and coordination with community providers.This position is ideal for a motivated professional who values community-based behavioral health work and trauma-informed care.Key Responsibilities<ul><li>Conduct Medicaid member screenings and eligibility assessments</li><li>Complete Enhanced Care Management Level 2 documentation</li><li>Develop and update individualized Social Care Plans</li><li>Coordinate services related to housing, transportation, utilities, food insecurity, and behavioral health</li><li>Provide follow-up care management contacts</li><li>Maintain accurate and timely documentation in compliance with SCN and Medicaid guidelines</li><li>Collaborate with DSS, housing providers, medical providers, and community partners</li><li>Participate in supervision and case review meetings</li><li>Maintain confidentiality and HIPAA compliance</li></ul>QualificationsRequired:<ul><li>Bachelor&rsquo;s degree in Social Work, Psychology, Human Services, or related field</li><li>Valid driver&rsquo;s license and reliable transportation</li><li>Strong documentation and organizational skills</li><li>Ability to work independently and in the community</li></ul>Preferred:<ul><li>Experience with Medicaid, Health Homes, or care management</li><li>Experience working with individuals experiencing housing instability or behavioral health challenges</li><li>Knowledge of New York 1115 Waiver or Social Care Networks</li><li>BSW, BA/BS in related field, or Certified Peer Specialist (NYCPS)</li></ul>Compensation<ul><li>$18&ndash;$24 per hour (based on experience)</li><li>Part-time or full-time opportunities available</li><li>Hybrid schedule (community visits + remote documentation)</li><li>Supervision provided</li></ul>Work EnvironmentThis role involves a mix of:<ul><li>Community-based visits</li><li>Phone coordination</li><li>Remote documentation</li><li>Occasional in-office or team meetings</li></ul>Why Join StrongSteps?StrongSteps Behavioral Health is a growing, mission-driven organization committed to expanding access to behavioral health and social care services across Upstate New York. We value compassion, accountability, and innovation in community care.Pay: From $18.50 per hourWork Location: Remote

Social Care Manager

Blacklock Group

<div>
 
 Blacklock Group is proud to be supporting an Elite Boutique Investment bank in New York City as they continue to expand their Healthcare M&amp;A team.
 
 
 
 
 
 This is a unique opportunity to join a top-performing group that has advised on some of the most high-profile and complex transactions in the healthcare sector. The team is highly regarded for its deep sector expertise, hands-on deal exposure, and collaborative culture.
 
 
 
 
 
 
 Key Responsibilities
 
 
 <ul>
 <li>
 Execution of M&amp;A transactions, including valuation, financial modeling, and due diligence
 </li>
 <li>
 Preparation of marketing materials such as pitch books and management presentations
 </li>
 <li>
 Involvement in client meetings, strategic discussions, and deal negotiations
 </li>
 <li>
 Mentorship and guidance of analysts within the team
 </li>
 <li>
 Contribution to origination efforts and maintaining strong client relationships
 </li>
 </ul>
 
 
 
 
 
 Requirements
 
 
 <ul>
 <li>
 2&ndash;5 years of Investment Banking experience (preferably in M&amp;A or Healthcare coverage)
 </li>
 <li>
 Strong technical skills in financial modeling and valuation
 </li>
 <li>
 Demonstrated ability to manage multiple workstreams and deliver under tight deadlines
 </li>
 <li>
 Excellent communication, presentation, and client management skills
 </li>
 <li>
 Experience from an elite boutique, bulge bracket, or top middle-market firm is preferred
 </li>
 </ul>
 
 
 
 
 
 Why Join This Team
 
 
 <ul>
 <li>
 Exposure to high-impact, complex transactions within a dynamic and growing Healthcare platform
 </li>
 <li>
 Work closely with senior leadership and clients in a collaborative culture
 </li>
 <li>
 Competitive compensation and strong career progression opportunities
 </li>
 </ul>
 
 
</div>

Investment Banking Associate - Healthcare M&A

<div>
 
 Work Location:
 
 
 
 New York, New York, &Eacute;tats-Unis d'Am&eacute;rique
 
 
 
 Hours
 
 
 
 40
 
 
 
 Pay Details
 
 
 
 $29.75 - $47.75 USD
 
 
 TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
 
 
 As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
 
 
 
 Line Of Business
 
 
 
 Gestion du cr&eacute;dit
 
 
 
 Job Description
 
 
 
 
 Depth &amp; Scope:
 
 
 
 This Credit Analyst II position is within TD Bank's specialized State &amp; Municipal Credit Management vertical and will be located in either New York City or Philadelphia. The Credit Analyst II engages in various credit activities including new loan underwriting and managing an assigned portfolio of governmental borrowers including state and local governments (cities, towns, counties), municipal utilities, housing authorities, and other special districts. This role involves completing comprehensive but concise credit write-ups and conducting in-depth financial and industry analyses to ensure sound lending decisions that align with the bank's risk appetite and strategic objectives.
 
 
 The above details are specific to the role which is outlined in the general description below.
 
 
 The Credit Analyst II is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers. This job works cooperatively to support the Lending and Credit functions of the Bank.
 
 
 
 Depth &amp; Scope
 
 
 
 <ul>
 <li>
 Responsible for financial analysis of moderately complex loans/industries/Customers
 </li>
 <li>
 Works more independently but under the guidance and review of lead staff
 </li>
 <li>
 Good understanding of loan risk factors
 </li>
 <li>
 Researches industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet
 </li>
 <li>
 Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times)
 </li>
 <li>
 Integral part of loan origination process. Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition
 </li>
 <li>
 Supports the lending function by providing analytical support
 </li>
 <li>
 Prepares insightful and timely approval memorandums for presentation to appropriate lending and credit authorities
 </li>
 <li>
 Thoroughly analyzes financial statements, management profiles, business and product cycles, cash flow ability, collateral, agings, etc. of future and existing Customers to identify trends, measure performance, assess financial strength and develop an assessment of credit risk
 </li>
 <li>
 May prepare complete written analysis with appropriate recommendations for approval, denial and alternative structure when necessary
 </li>
 <li>
 May maintain credit files, monitor data such as updated financial statements and prepare updated analysis memos
 </li>
 <li>
 Monitors compliance with regulatory requirements
 </li>
 <li>
 Provides written analysis that identifies any deviations from the Company Commercial Loan Policy and becomes familiar with alternative structures in order to reduce credit risk
 </li>
 <li>
 Achieves operational performance standards in quality and timeliness
 
 
 </li>
 </ul>
 
 Education &amp; Experience
 
 
 
 <ul>
 <li>
 4 year degree or equivalent experience
 </li>
 <li>
 2+ years related experience required
 </li>
 <li>
 Developed knowledge of credit and financial analysis techniques.
 </li>
 <li>
 Exhibits the ability to gather, consolidate, analyze and summarize data to provide well-considered recommendations on an increasingly independent basis.
 </li>
 <li>
 Strong oral and written communication skills.
 </li>
 <li>
 Strong analytical and research skills.
 </li>
 <li>
 Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software.
 </li>
 <li>
 Ability to multi-task and meet deadlines.
 </li>
 <li>
 Ability to maintain the confidentiality of credit and Customer information.
 </li>
 <li>
 Good interpersonal skills and a team orientation.
 
 
 </li>
 </ul>
 
 Physical Requirements
 
 
 
 Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
 
 
 <ul>
 <li>
 Domestic Travel &ndash; Occasional
 </li>
 <li>
 International Travel &ndash; Never
 </li>
 <li>
 Performing sedentary work &ndash; Continuous
 </li>
 <li>
 Performing multiple tasks &ndash; Continuous
 </li>
 <li>
 Operating standard office equipment - Continuous
 </li>
 <li>
 Responding quickly to sounds &ndash; Occasional
 </li>
 <li>
 Sitting &ndash; Continuous
 </li>
 <li>
 Standing &ndash; Occasional
 </li>
 <li>
 Walking &ndash; Occasional
 </li>
 <li>
 Moving safely in confined spaces &ndash; Occasional
 </li>
 <li>
 Lifting/Carrying (under 25 lbs.) &ndash; Occasional
 </li>
 <li>
 Lifting/Carrying (over 25 lbs.) &ndash; Never
 </li>
 <li>
 Squatting &ndash; Occasional
 </li>
 <li>
 Bending &ndash; Occasional
 </li>
 <li>
 Kneeling &ndash; Never
 </li>
 <li>
 Crawling &ndash; Never
 </li>
 <li>
 Climbing &ndash; Never
 </li>
 <li>
 Reaching overhead &ndash; Never
 </li>
 <li>
 Reaching forward &ndash; Occasional
 </li>
 <li>
 Pushing &ndash; Never
 </li>
 <li>
 Pulling &ndash; Never
 </li>
 <li>
 Twisting &ndash; Never
 </li>
 <li>
 Concentrating for long periods of time &ndash; Continuous
 </li>
 <li>
 Applying common sense to deal with problems involving standardized situations &ndash; Continuous
 </li>
 <li>
 Reading, writing and comprehending instructions &ndash; Continuous
 </li>
 <li>
 Adding, subtracting, multiplying and dividing &ndash; Continuous
 
 
 </li>
 </ul>
 The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes.`
 
 
 
 Who We Are
 
 
 
 TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
 
 
 
 Our Total Rewards Package
 
 
 
 Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
 
 
 
 Additional Information
 
 
 
 We&rsquo;re delighted that you&rsquo;re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we&rsquo;re committed to providing the support our colleagues need to thrive both at work and at home.
 
 
 
 Colleague Development
 
 
 
 If you&rsquo;re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You&rsquo;ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
 
 
 If you&rsquo;re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
 
 
 We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
 
 
 
 Training &amp; Onboarding
 
 
 
 We will provide training and onboarding sessions to ensure that you&rsquo;ve got everything you need to succeed in your new role.
 
 
 
 Interview Process
 
 
 
 We&rsquo;ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
 
 
 
 Accommodation
 
 
 
 TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
 
 
 If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
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