banking analyst

TD Securities

<div>
 
 Work Location
 
 :
 
 
 New York, New York, United States of America
 
 
 
 Hours
 
 
 
 40
 
 
 
 Line Of Business
 
 
 
 TD Securities
 
 
 
 Pay Detail
 
 
 
 $110,000 - $135,000 USD
 
 
 TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
 
 
 As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
 
 
 
 Job Description
 
 
 
 We are looking for experienced Analysts to join our Consumer Investment Banking team in New York. The Analyst Investment Banking provides specialized financial and statistical analysis on a broad range of marketing and execution activities. Conducts research, on-going analysis, prepares supporting documentation, and assists in due diligence efforts on transactions.
 
 
 
 Depth &amp; Scope
 
 
 
 <ul>
 <li>
 Works within a deal team under the overall direction of a senior officer
 </li>
 <li>
 Assists in the analysis of clients' financial situations, industry and market data, and M&amp;A opportunities
 </li>
 <li>
 Assists in valuations of private and public companies
 </li>
 <li>
 Performs basic to intermediate financial modeling in Excel
 </li>
 <li>
 Provides input to external client proposals and internal underwriting memos; assists in the preparation of client presentations based upon the above
 </li>
 <li>
 Establishes an environment that promotes respect for the individual employee and adheres to the policies and guidelines of the Bank
 </li>
 <li>
 Maintains confidentiality of client information
 </li>
 <li>
 Experienced working professional level role providing a broad range of support to the team
 
 
 </li>
 </ul>
 
 Education &amp; Experience
 
 
 
 <ul>
 <li>
 Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics;
 </li>
 <li>
 Series 7, 79 and 63
 </li>
 <li>
 2-3 years of related experience
 
 
 </li>
 </ul>
 
 Physical Requirements
 
 
 
 Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
 
 
 <ul>
 <li>
 Domestic Travel &ndash; Occasional
 </li>
 <li>
 International Travel &ndash; Never
 </li>
 <li>
 Performing sedentary work &ndash; Continuous
 </li>
 <li>
 Performing multiple tasks &ndash; Continuous
 </li>
 <li>
 Operating standard office equipment - Continuous
 </li>
 <li>
 Responding quickly to sounds &ndash; Occasional
 </li>
 <li>
 Sitting &ndash; Continuous
 </li>
 <li>
 Standing &ndash; Occasional
 </li>
 <li>
 Walking &ndash; Occasional
 </li>
 <li>
 Moving safely in confined spaces &ndash; Occasional
 </li>
 <li>
 Lifting/Carrying (under 25 lbs.) &ndash; Occasional
 </li>
 <li>
 Lifting/Carrying (over 25 lbs.) &ndash; Never
 </li>
 <li>
 Squatting &ndash; Occasional
 </li>
 <li>
 Bending &ndash; Occasional
 </li>
 <li>
 Kneeling &ndash; Never
 </li>
 <li>
 Crawling &ndash; Never
 </li>
 <li>
 Climbing &ndash; Never
 </li>
 <li>
 Reaching overhead &ndash; Never
 </li>
 <li>
 Reaching forward &ndash; Occasional
 </li>
 <li>
 Pushing &ndash; Never
 </li>
 <li>
 Pulling &ndash; Never
 </li>
 <li>
 Twisting &ndash; Never
 </li>
 <li>
 Concentrating for long periods of time &ndash; Continuous
 </li>
 <li>
 Applying common sense to deal with problems involving standardized situations &ndash; Continuous
 </li>
 <li>
 Reading, writing and comprehending instructions &ndash; Continuous
 </li>
 <li>
 Adding, subtracting, multiplying and dividing &ndash; Continuous
 
 
 </li>
 </ul>
 The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes.
 
 
 
 Who We Are
 
 
 
 TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank.
 
 
 Together, we are reimagining what banking can be for our clients, colleagues and communities.
 
 
 
 Our Total Rewards Package
 
 
 
 Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
 
 
 
 Additional Information
 
 
 
 We&rsquo;re delighted that you&rsquo;re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we&rsquo;re committed to providing the support our colleagues need to thrive both at work and at home.
 
 
 
 Colleague Development
 
 
 
 If you&rsquo;re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You&rsquo;ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
 
 
 If you&rsquo;re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
 
 
 We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
 
 
 
 Training &amp; Onboarding
 
 
 
 We will provide training and onboarding sessions to ensure that you&rsquo;ve got everything you need to succeed in your new role.
 
 
 
 Interview Process
 
 
 
 We&rsquo;ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
 
 
 
 Accommodation
 
 
 
 TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
 
 
 If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
</div>

Investment Banking Analyst - Consumer

Citi

<div><h2 class="jobSectionHeader">Discover your future at Citi</h2>
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you&rsquo;ll have the opportunity to grow your career, give back to your community and make a real impact.
<h2 class="jobSectionHeader">Job Overview</h2>
The Investment Banking Analyst is an intermediate level position responsible for assisting clients in raising funds in the capital markets, as well as in providing strategic advisory services for mergers, acquisitions and other types of financial transactions in coordination with the Institutional Banking team. The Investment Banking Analyst also serves as an intermediary in trading for clients. The overall objective of this role is to act as a strategic advisor to our clients by formulating investment strategies and raising capital for clients.
 
 
Responsibilities:
<ul><li>Work with senior Corporate &amp; Investment Bank (CIB) officers and professionals and participate in particular client transactions, projects or assignments as the junior member of the Investment Banking team</li>
<li>Responsible for organizing and analyzing sophisticated financial data used in client proposals and strategic plans</li>
<li>Prepare written recommendations, valuation materials and statistical exhibits for pitches and live deals</li>
<li>Conduct economic/financial research</li>
<li>Evaluate company&rsquo;s financial performance compared to overall industry and market trends</li>
<li>Build complex financial models for valuation purposes</li>
<li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li>
</ul>Qualifications:
<ul><li>2-5 years of relevant experience</li>
<li>Bachelor's degree in Finance or closely related areas of Business Administration</li>
<li>Series 79 and 63 licenses</li>
<li>Consistently demonstrates clear and concise written and verbal communication skills</li>
<li>Ability to work under pressure in a rapidly changing environment in order to meet deadlines</li>
</ul>Education:
<ul><li>Bachelor's degree/University degree or equivalent experience</li>
</ul>This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
-
<h2 class="jobSectionHeader">Job Family Group:
</h2>Institutional Banking
-
<h2 class="jobSectionHeader">Job Family:</h2>
Investment Banking
-
<h2 class="jobSectionHeader">Time Type:</h2>
Full time
-
<h2 class="jobSectionHeader">Primary Location:</h2>
New York New York United States
-
<h2 class="jobSectionHeader">Primary Location Full Time Salary Range:</h2>
$110,000.00 - $135,000.00 
 
In addition to salary, Citi&rsquo;s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental &amp; vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
-
<h2 class="jobSectionHeader">Most Relevant Skills
</h2>Please see the requirements listed above.
-
<h2 class="jobSectionHeader">Other Relevant Skills
</h2>For complementary skills, please see above and/or contact the recruiter.
-
<h2 class="jobSectionHeader">Anticipated Posting Close Date:</h2>
Jul 17, 2026
-
<h2 class="jobSectionHeader">Automated Processing and AI</h2> 
 
We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents &ndash; AI Notice and Right
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</div>

Investment Banking Analyst - Consumer & Retail

JPMorganChase

<div>JOB DESCRIPTION 
 
 
We are actively looking for exceptionally talented individuals who are collaborative, confident and motivated to provide a first-class experience to clients within J.P. Morgan's U.S. Private Bank. If you have an entrepreneurial mindset and are looking to constantly challenge yourself, J.P. Morgan is the place for you. You will be working alongside a team of talented colleagues from other markets, businesses and functions to provide you with the opportunity to take your career to the next level. 
 
As a Program Banker Analyst in the U.S. Private Bank, you will work on an integrated team with our bankers, global investment specialists, capital advisors, and trust and estate experts to bring in new clients and to serve existing clients. As a top performing Analyst, you will have the opportunity to continue onto the next phase at the firm as an Associate at the end of the program. Promotional opportunities within J.P. Morgan are based on our business needs and the Analyst's performance. The two-year Analyst Program provides exposure to our multiple business areas within the Private Bank including but not limited to credit and lending, multi-asset class investments, wealth advisory and estate planning.
Job Responsibilities<ul><li>
Help devise customized financial strategies for existing and prospective clients
</li><li>Prepare pitch books and meeting materials</li><li>
Collaborate with integrated team members to analyze balance sheets and understand a clients' investment objectives to produce customized recommendations that consider appropriate risk/return objectives</li><li>
Become an expert in a range of proprietary models to provide recommendations on tailored solutions</li><li>
Conduct research and analysis; assist with product development and prospecting efforts</li><li>
Research client inquiries and manage follow up communication and materials</li><li>
Work directly with clients as you continue to progress in your role</li></ul>
Required Qualifications, Capabilities, and Skills<ul><li>
Bachelor's degree with a minimum overall GPA of 3.2
</li><li>No more than two years of work experience following completion of undergraduate program</li>
Demonstrated aptitude for sales and client relationship management 
<li>
</li></ul>Preferred Qualifications, Capabilities, and Skills<ul><li>
Superior multi-tasking and organizational skills
</li><li>Excellent communication skills and poise giving presentations</li><li>
Genuine interest in financial markets and macro-level economic trends</li><li>
Ability to leverage both quantitative and qualitative resources to understand complex financial situations and present solutions</li></ul>
ABOUT US 
 
 
<div><div>JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
</div><div>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
<div>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase &amp; Co. is an Equal Opportunity Employer, including Disability/Veterans 
</div></div></div> 
 
ABOUT THE TEAM
 
 
J.P. Morgan Asset &amp; Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.</div>

U.S. Private Bank - AWM Program Analyst

Robinhood

<div>
 Join us in building the future of finance.
 
 
 Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you&rsquo;re ready to be at the epicenter of this historic cultural and financial shift, keep reading.
 
 
 
 About the team + role
 
 
 
 Robinhood's Corporate Finance team sits at the center of how the company plans, decides, and grows. We partner directly with senior leadership to shape financial strategy, and we're looking for a Corporate Finance Manager to help us do that work at a higher level.
 
 
 In this role, you'll be a key voice in company-wide financial planning &mdash; translating complex data into clear insights, driving the processes that keep Robinhood's business running efficiently, and building the infrastructure that scales with us. This is a high-visibility, individual contributor role where your analysis and recommendations will directly influence how leadership understands and acts on the business.
 
 
 
 What You&rsquo;ll Do
 
 
 
 <ul>
 <li>
 Playing a key role in our recurring FP&amp;A processes, including forecasting, monthly analyses, budgeting, financial system oversight, and management reporting
 </li>
 <li>
 Synthesizing / distilling key financial and business insights for leadership - analyzing results, business KPIs, assessing risk, and communicating timely risks &amp; opportunities.
 </li>
 <li>
 Developing and executing on company-wide annual planning processes, financial forecasts, and ongoing analysis of variances.
 </li>
 <li>
 Identifying and implementing process improvements and cost efficiency measures across the company
 </li>
 <li>
 Being a thought leader to improve and simplify processes, drive standardization, and build scalable solutions to support the next wave of Robinhood&rsquo;s growth.
 </li>
 <li>
 Designing and building the financial infrastructure to automate and support our business and operations
 
 
 </li>
 </ul>
 
 What You Bring
 
 
 
 <ul>
 <li>
 A Bachelor&rsquo;s Degree in a relevant field of study
 </li>
 <li>
 1-3 years of relevant experience in financial planning &amp; analysis, investment banking, finance or management consulting.
 </li>
 <li>
 Ability to work horizontally and vertically in an organization with peers as well as senior leaders
 </li>
 <li>
 Strong verbal and written communication skills, logical reasoning, and the presentation of potential solutions
 </li>
 <li>
 Excellent analytical skills and the business judgment to balance the details while not losing sight of the big picture, and an ability to determine the &ldquo;why&rdquo; behind the numbers
 </li>
 <li>
 Excellent proficiency in Excel/Google Sheets, and interest in developing sophisticated querying / modeling skills
 </li>
 <li>
 Proven track record to managing priorities simultaneously and driving projects
 </li>
 <li>
 Experience in applying financial systems for data input and reporting, and the ability to build and maintain relevant reporting hierarchies for use within the system
 </li>
 <li>
 A positive attitude; you are creative, a hard worker, curious, and maintain a can-do approach
 </li>
 <li>
 Familiarity with analytical tools (SQL, Looker) and financial reporting software (Oracle, Anaplan)
 
 
 </li>
 </ul>
 
 What We Offer
 
 
 
 <ul>
 <li>
 Market competitive and pay equity-focused compensation structure
 </li>
 <li>
 100% paid health insurance for employees with 90% coverage for dependents
 </li>
 <li>
 Annual lifestyle wallet for personal wellness, learning and development, and more!
 </li>
 <li>
 Lifetime maximum benefit for family forming and fertility benefits
 </li>
 <li>
 Dedicated mental health support for employees and eligible dependents
 </li>
 <li>
 Generous time away including company holidays, paid time off, sick time, parental leave, and more!
 </li>
 <li>
 Lively office environment with catered meals, fully stocked kitchens, and geo-specific commuter benefits
 
 
 </li>
 </ul>
 
 In addition to the base pay range listed below, this role is also eligible for bonus opportunities + equity + benefits.
 
 
 
 Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process.
 
 
 
 Base Pay Range
 
 
 
 Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC)
 
 
 $89,000&mdash;$105,000 USD
 
 
 Zone 2 (Denver, CO; Westlake, TX; Chicago, IL)
 
 
 $78,000&mdash;$92,000 USD
 
 
 Zone 3 (Lake Mary, FL; Clearwater, FL; Gainesville, FL)
 
 
 $70,000&mdash;$82,000 USD
 
 
 Click here to learn more about our Total Rewards, which vary by region and entity.
 
 
 If our mission energizes you and you&rsquo;re ready to build the future of finance, we look forward to seeing your application.
 
 
 Robinhood provides equal opportunity for all applicants, offers reasonable accommodations upon request, and complies with applicable equal employment and privacy laws. Inclusion is built into how we hire and work&mdash;welcoming different backgrounds, perspectives, and experiences so everyone can do their best. Please review the Privacy Policy for your country of application.
</div>

Corporate Finance Analyst

<div>JOB DESCRIPTION 
 
 
Job Summary:
We are looking for either an analyst or associate to join the Americas Equities structuring team. You will be involved in the ideation, pricing, and origination of new payoffs and products for our hedge fund, institutional, and distributor clients. You will liaise with various teams including Sales, Trading, Quantitative Research, as well as other members of the Structuring team.
Job Responsibilities:
<ul><li>Collaborate with Sales, Trading, and Quantitative Research teams to develop innovative financial products.</li><li>
Engage in the pricing and origination of new payoffs and products for diverse clients.</li><li>
Liaise with internal teams to ensure seamless product development and delivery.</li><li>
Analyze market trends to identify opportunities for new product offerings.</li><li>
Support the team in executing strategic initiatives and projects.</li></ul>
Required Qualifications, Capabilities and Skills:<ul><li>
2+ years of experience in a structuring, trading and/or quant role</li><li>
Experience in SPVs, funds, or cross-asset structuring is a plus</li><li>
Proven data analysis skills (Python coding experience preferred)</li><li>
Product knowledge in derivatives, including standard options pricing models (e.g., local volatility) and structured investments</li><li>
Demonstrable interest in financial markets</li><li>
Team player with excellent interpersonal skills, able to partner with a broad range of people</li><li>
Ability to work under pressure</li><li>
Strong problem-solving and analytical skills</li><li>
Relentless attention to detail</li></ul>
ABOUT US 
 
 
<div><div>JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
</div><div>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
<div>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase &amp; Co. is an Equal Opportunity Employer, including Disability/Veterans 
</div></div></div> 
 
ABOUT THE TEAM
 
 
J.P. Morgan's Commercial &amp; Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial &amp; Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.</div>

North America EDG Structuring - Associate

American Express

<div>As part of the Financial Reporting Quality Assurance Organization (FRQA) within Corporate Controllership, this role is responsible for bringing and managing data under governance for Finance. Finance Data Governance (FDG) team is leading the effort of defining the future roadmap for data governance within Finance and ensuring that trusted information is used for critical processes, decision making, and accounting across various finance processes. As a FDG analyst, you will be part of a growing team of data management professionals focused on providing world class data management and data governance solutions. You will partner closely with Finance Technology Transformation, Enterprise Data Governance, Controllership, Risk, and other teams to drive data governance and data quality within Finance. The FDG analyst is a collaborator, a well-organized, action-oriented team player with strong time management skills, confident in presenting, facilitating, and building a network of strong relationships across our organization.</div>
 <div><ul><li>1-2 years of experience in Finance
</li><li>Strong relationship skills and communication is essential as this analyst will partner with multiple groups e.g., Business process owners, Technologies, and Enterprise Data Governance.
</li><li>Self-motivated and proactive, ability to manage multiple assignments and projects concurrently.
</li><li>Strong excel and other technical skills.
</li><li>Strong analytical and problem-solving skills.
</li><li>Ability to collect business requirements and use them to guide implementation of a technical solution.
</li><li>Prior experience with implementation of data governance and data quality programs is preferred.
</li>Financial audit &amp; compliance review experience highly preferred. 
<li>
</li></ul>Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.</div>
 <div>At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you&rsquo;ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.</div>
 <div>We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
<ul><li>Competitive base salaries
</li><li>Bonus incentives
</li><li>6% Company Match on retirement savings plan
</li><li>Free financial coaching and financial well-being support
</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits
</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
</li><li>Free and confidential counseling support through our Healthy Minds program
</li><li>Career development and training opportunities
</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site .
<div>American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles&rsquo; Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. 
</div><div></div> 
<div>We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. 
</div><div></div> 
<div>US Job Seekers - Click to view the &ldquo; Know Your Rights &rdquo; poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster.</div></div><div></div>

Analyst Data Governance & Management - Finance

Bounce AI

<div>The Credit Portfolio Risk Analyst will be one of the first people to build Bounce's risk function from the ground up &mdash; the person whose analyses decides where our capital actually gets deployed. Bounce operates in a $100B+ debt collection market, buying and managing real portfolios today, so this is live capital decisions from week one, not a function you&rsquo;re prototyping in theory. Reporting directly to the Chief Risk Officer, you will assess new opportunities to deploy substantial capital into debt portfolio acquisitions and ensure those investments deliver against their expected returns.
You will underwrite incoming portfolios, forecast expected collections, develop pricing recommendations, and partner closely with the CRO and Data Science team to make disciplined, data-driven, and clearly supportable bid decisions. Once portfolios are acquired, you will own tracking performance against target IRR and MOIC, identify potential shortfalls early, and connect return gaps to their underlying operation, financial, or portfolio-level drivers &mdash; not just run the numbers, but call the shots on what they mean.
As an early member of the risk function, you will help establish the underwriting standards, analytical methodologies, reporting cadence, and decision-making processes that make this work repeatable, scalable, and actionable across the organization. This is a rare opportunity to directly influence capital allocation and investment decisions as we evaluate opportunities to deploy $100M+ annually purchasing from the largest fintechs, banks, and credit unions. This is the right role for you if you have an investment banking, credit risk, or structured finance background and want your models to drive real capital decisions instead of feeding someone else&rsquo;s deck. High-ownership, zero-to-one work with an outsized impact on Bounce&rsquo;s growth. 
Requirements:
 
<ul><li>4+ years of experience in credit risk, portfolio analytics, structured or specialty finance, acquisitions, investment banking, private credit, or a related field within a debt buyer, lender, consumer credit firm, credit fund, distressed investing, CLO, or bond-trading environment.</li><li>
Bachelor&rsquo;s degree in Finance, Economics, Accounting, Mathematics, Statistics, Data Science, Engineering, or another quantitative field.</li><li>
Strong SQL skills with the ability to independently write non-trivial queries (joins, window functions, date logic, cohort aggregation) against a large warehouse.</li><li>
Strong financial modeling skills, including IRR, MOIC, NPV, cash flow, sensitivity, and vintage analysis.</li><li>
Advanced Excel skills and comfort working with large, imperfect loan-level or transaction-level datasets.</li><li>
Understanding of credit fundamentals; experience with consumer credit, collections economics, recovery curves, roll rates, or cost to collect is a plus.</li><li>
Strong analytical judgment and the ability to clearly explain and defend recommendations to leadership.</li><li>
Highly organized, detail-oriented, and comfortable managing multiple priorities in a fast-paced environment.</li><li>
Interest in fintech, credit investing, consumer finance, or debt recovery.</li></ul> 
About Us: 
 
Bounce is a fintech startup revolutionizing debt recovery for consumers and creditors with our best-in-class product. By leveraging the power of AI and automation, we create user-friendly experiences that drive positive outcomes for all parties involved.
With a team based in Israel and New York, we have been growing rapidly. We support hundreds of thousands of consumers on their journey to financial resilience and build partnerships with top creditors and fintech companies. 
How You&rsquo;ll Spend Your Time: 
 
Acquisition Underwriting<ul><li>
Evaluate incoming debt-sale opportunities by building loan-level and cohort-level collection and cash-flow forecasts and recommending bid pricing, expressed in cents on the dollar.</li><li>
Stratify portfolios by product type, balance band, delinquency/age, state (statute-of-limitations exposure), and account attributes to understand what drives value.</li><li>
Run seller data due diligence: completeness and fill rates, balance reconciliation to the tape, documentation/media availability, chain of title, bankruptcy/deceased scrubs, and prior placement history.</li><li>
Build return models &mdash; IRR, MOIC, NPV/discounting, hurdle achievement &mdash; and stress-test the assumptions that matter most.</li><li>
Translate underwriting assumptions into explicit, monitorable post-purchase expectations so we can later measure actual vs. underwritten.</li></ul>
Portfolio Surveillance<ul><li>
Track actual collection curves against underwritten curves by batch and vintage.</li><li>
Maintain IRR/MOIC tracking against hurdle targets; flag underperformance early.</li><li>
Partner with Data Science on estimated remaining collections (ERC) recalibration.</li><li>
Diagnose return gaps by connecting them to operational drivers (outreach cadence, right-party contact, conversion, break/keep rates) and population factors (bankruptcy, bad contact data).</li><li>
Produce recurring portfolio-risk reporting for leadership.</li></ul>
Building the Function<ul><li>
Help establish the risk playbook: underwriting standards, pricing methodology, monitoring cadence, and escalation thresholds.</li><li>
Codify reusable analyses and write documentation for clarity and replicability.</li><li>
Work with leadership to define risk appetite and the guardrails around it.</li></ul> 
What We Offer:
 
<ul><li>Competitive salary range of $100k-$120k with eligibility for a discretionary bonus</li><li>
Comprehensive benefits package</li><li>
401K + 5% Match</li><li>
Competitive PTO plan</li><li>
Collaborative and innovative hybrid working environment</li><li>
Opportunity to grow in your career with a growing company</li></ul>
Bounce is an equal opportunity employer that is dedicated to diversity and inclusion. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. 
Address:
 
1140 Broadway, 10th Floor, Suite #1003, NY NY, 1001</div>

Credit Portfolio Risk Analyst

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