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commercial credit analyst

Santander

<div>Commercial Credit Analyst<p></p>
Country: United States of America<p></p><p><b>
Your Journey Starts Here:</b></p><p>
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.</p><p></p><p>
An exciting journey awaits, if you are interested in exploring the possibilities <b>We Want to Talk to You!</b></p><p></p><p>
POSITION SUMMARY &ndash; CREDIT ANALYST</p><p>
We are looking for future leaders to join Santander&rsquo;s unique, one year, comprehensive Commercial Credit Training Program. You will start your journey as a Credit Analyst and join other program colleagues for 2 months of intensive classroom training followed by 10 months of rotations. In this role, you will learn critical analytical and communication skills to develop a career with a rapidly growing global financial services firm. Santander Group is one of the top 10 Banks worldwide. The US operation with $155 billion in assets is headquartered in Boston with offices across the United States.</p><p>
The program curriculum is rigorous and provides foundational, technical underwriting skills to prepare you to make an immediate impact on the business. Rotations through our Underwriting &amp; Portfolio Management and Originations teams provide the practical experience working in deal teams on live transactions for real clients across Commercial Banking. The program also includes an array of leadership and development training, a speaker series, mentoring and group community volunteering. Following graduation, analysts are placed within a Commercial Banking Underwriting &amp; Portfolio Management team based upon business line need.</p><p>
The Commercial Banking Credit Analyst Program offers unparalleled exposure to the Executive Leadership Team. Working at Santander you will engage in a high performance culture, with the goal of building lasting loyalty with our clients and developing your career. We seek exceptional candidates with an analytical mindset, intellectual curiosity, communication and teamwork skills ready to play an important role in a collaborative, fast paced deal team environment to help deliver solutions for our clients.</p><p>
SANTANDER BANK</p><p>
Santander Bank US is a subsidiary of Madrid-based Santander Group, the largest retail and commercial bank in the Eurozone and the # 1 financial institution in Latin America. Founded in 1857, with over 200,000 employees and 144 million customers, Santander Group operates in over 40 countries. In the United States Santander&rsquo;s accelerated growth leverages the firm&rsquo;s world class global capabilities.</p><p>
COMMERCIAL BANKING
</p><p>Santander&rsquo;s Commercial Banking Division is an active provider of Capital, Treasury Management, and Risk Management solutions to thousands of middle market and mid-corporate companies across the U.S. In addition, Santander&rsquo;s significant international presence uniquely positions the Bank to help companies grow their businesses. Commercial Banking has product and industry sector expertise in Technology, Media, Telecommunications, Commercial Real Estate, Asset Based Lending, Cash Flow Lending, Leveraged Finance, Equipment Leasing, Automotive Dealer Finance, Food and Beverage, Healthcare, Education, and Government Banking.</p><p><br>
JOB REQUIREMENTS &amp; RESPONSIBILITIES<br>
Graduation from the Program requires passing all requisite examinations, individual and group assessments during the classroom training, and all continuous education.<br>
Credit Analysts will have the following responsibilities:<br>
1. Complete the Commercial Credit Training Program curriculum<br>
2. Perform credit analysis and underwriting on new deals, renewals/reviews and<br>
modifications verifying compliance with credit policy<br>
3. Conduct due diligence on clients, industries and markets to identify key<br>
business drivers and risks<br>
4. Assist in the preparation of valuation and capital structure analysis in<br>
conjunction with credit approvals for new and existing clients<br>
5. Assist with legal closing process, preparing, reviewing, and validating<br>
documentation, ensuring compliance and conditions are met<br>
6. Communicate with all deal team members including: origination, underwriting, credit risk management, monitoring, and loan closing<br>
7. Monitor and assess client financials, collateral, loan covenants and risk<br>
ratings on a periodic basis<br>
8. Assess and formally review client risk through periodic Portfolio Reviews,<br>
Internal Audits, External Audits, and ad-hoc reviews<br>
9. Continuously monitor client financials/information to ensure performance to<br>
financial plan and compliance with credit agreement<br>
10. Prepare credit approval document and assist deal team in deal screen and<br>
approval meetings<br>
11. Prepare customer risk rating and financial statement analysis</p><p><br>
QUALIFICATIONS</p><ul><li>
Education: Bachelor's Degree, minimum 3.5 cumulative GPA preferred</li>
Experience: Demonstrated work ethic and proficiency in both academics, internships, extracurricular activities, and relevant leadership positions<br>
<li>
</li></ul><p>REQUIRED SKILLS
</p><ul><li>Strong intellectual curiosity, with the demonstrated ability to ask insightful questions, think critically, problem solve, and probe for deeper understanding</li><li>
Commitment to excellence, exhibits high standards, open to new challenges and learning experiences</li><li>
Strong written and verbal communicator with the ability to offer opinions and share perspective in a professional setting</li><li>
Possesses a strong work ethic, positive attitude, perseverance, resiliency, and management by fact</li><li>
Ability to prioritize, manage and meet tight deadlines</li><li>
Strong attention to detail</li><li>
Ability to collaborate within a team and work independently</li><li>
Proficiency in Microsoft Word, Excel, PowerPoint</li></ul><p>
At Santander, we value and respect differences in our workforce and strive to<br>
increase the diversity of our teams. We actively encourage everyone to apply.<br>
www.santander.com</p><p></p><p><b>
What Else You Need To Know</b><b>:</b></p><p>
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.</p><p></p><div><div><div><div><div><div><div><h2 class="jobSectionHeader"><b>
Base Pay Range</b></h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div><p>
Minimum:</p></div></div></div></div></div></div></div>
$63,750.00 USD<div><div><div><div><div><div><div><p>
Maximum:</p></div></div></div></div></div></div></div>
$97,500.00 USD<p></p><p><b>
Link to Santander Benefits:</b></p><p><b>
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)</b></p><p></p><p><b>
Risk Culture:</b></p><p>
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.</p><p></p><p><b>
EEO Statement:
</b></p><p>At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.<br>
<br>
<b>Working Conditions</b>:</p><p>
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.<br>
<br>
<b>Employer Rights:</b></p><p>
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.</p><p></p><p><b>
What</b><b> To Do Next</b><b>:</b></p><p>
If this sounds like a role you are interested in, then please apply.</p><p></p><p>
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.</p><p><b><br>
Primary Location: </b>New York, NY, Madison Ave Corp</p><p><b><br>
Other Locations: </b>New York-New York</p><p><b><br>
Organization: </b>Santander Bank N.A.</p></div>

Commercial Credit Analyst

<div><div><div><div><ul><li><b>REQ-10101458</b></li>
<li><b>04/09/2025</b></li>
<li><b>Lending</b></li>
<li><b>New York, New York</b></li>
<li><div><b>ING</b></div></li></ul></div></div><p></p><div><div><div><br>
</div></div></div></div><div><div><div><div><div><p><b>Lending | Portfolio Management | Portfolio Management Associate | New York</b></p><p><b>
About ING</b><b>:
</b></p><p></p><p>In Americas, ING&rsquo;s Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients.</p><p><br>
When you come to work at ING, you&rsquo;re joining a team where individuality isn&rsquo;t just accepted, it&rsquo;s encouraged. We&rsquo;ve built a culture that&rsquo;s fun, friendly and supportive &ndash; it&rsquo;s the kind of place where you can be yourself and make the most of whatever you have to offer.<br>
<br>
We give people the freedom to take risks, think differently, take ownership of their work, and make great things happen. We&rsquo;re here to help you get ahead. And with our global network, there&rsquo;s plenty of scope to take your career in new directions, perhaps even ones you&rsquo;ve never considered. ING Americas follows a hybrid work model, allowing for in-office / work from home fleibility. Hybrid work arrangements vary based on business area.</p><p><br>
Sound like the kind of place you&rsquo;d feel at home? We&rsquo;d love to hear from you.</p><p></p><p><b>
About the position:
</b></p><p>As an Associate in this team your primary responsibility will be the ongoing management of the Project Finance loan portfolio, with an emphasis on credit monitoring, analytics and internal reporting.</p><p></p><p><b>
About the department:</b></p><p>
This role is a member of a team that comprises the critical portfolio management and reporting foundation of all lending origination and underwriting activity.</p><p><b>
Responsibilities :</b></p><ul><li>
Support the Team Lead in preparing and supporting all facets of the daily operations of the portfolio, including but not limited to:<ul><li>
Quarterly and annual credit reviews;</li><li>
Prepare quarterly Credit Risk Management (&ldquo;CRM&rdquo;) portfolio reviews;</li>
Process amendment and waiver requests, write or review credit modifications, submit to risk and address Q&amp;A, follow-up on the required legal amendments to the documentation until e<li>ecution;</li><li>
Track compliance of financial covenants and other reporting covenants such as construction/ operating reports, insurance, etc.;</li>
Assist the team in the e<li>ecution of new transactions, amendments and refinancings on an as-needed basis;</li><li>
Prepare and maintain financial projections for portfolio names;</li>
Prepare and maintain reports as requested by regulators, rating agencies and other e<li>ternal parties;</li><li>
Maintain various department and industry databases/trackers;</li><li>
Maintain internal portfolio tracking metrics;</li>
Respond to ad hoc internal requests on portfolio composition and e<li>posure;</li><li>
Coordinate and work with offshore portfolio support teams;</li><li>
Work with Sector colleagues to prepare quarterly sector updates.</li></ul></li><li>
Assume key role in handling internal system processing (Vantage) including GRID, FINAN, TSC, Risk Rater</li></ul><ul><li>
Diligent and proactive credit monitoring through the review of all covenanted financial and project information (e.g. financial models, Borrower and Adviser operational / construction progress reports) as well as compliance with all regular reporting activities in line with the bank&rsquo;s policy and procedures</li></ul><ul><li>
Monitor and identify market developments and proactively manage their potential impact on the portfolio</li>
Support Team Lead and coordinate between Portfolio Management/ Origination in order to ensure timely and accurate response to internal (CAS) and e<li>ternal regulatory controls and audits by providing the required insights, reports and samples and by participating in the dialogue if so requested</li><li>
Stay up-to-date on organizational operating policies and procedures (i.e. Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed, and facilitate accordingly</li><li>
Coordinate with KYC/CDD team</li></ul><p><b>
Qualifications and Competencies</b></p>
Minimum of 3 years of project finance and/or energy and commodies finance e<ul><li>perience required</li><li>
BA/BS in finance/economics/accounting/management/engineering (or similar);</li><li>
CFA a plus</li><li>
Spanish proficiency a plus.</li><li>
Strong financial and credit analysis capabilities</li><li>
Strong financial modeling capabilities</li>
Knowledge of the industry and e<li>perience with project finance structure</li>
E<li>cellent presentation and communication skills</li><li>
Ability to thrive in a fast-paced environment with multiple competing priorities</li><li>
Committed and dedicated individual</li><li>
Understanding of risks associated with project finance</li><li>
Knowledge of Legal Documentation</li>
Proficient in MS E<li>cel and Word</li></ul><p>
Other:</p><ul><li>
Case Study including writing sample and a debt modeling test</li><li>
References</li></ul><p></p><p><i>
Salary range: $130K - $175K
</i></p><p><i>In addition to comprehensive health benefits, a generous 401k savings plan, and competitive PTO, ING provides a broad array of benefits including adoption, surrogacy, and fertility services; student debt assistance; and subsidies for epenses associated with commuting and fitness.</i></p><p></p><p><i>
ING is a committed equal opportunity employer. We welcome applicants of diverse backgrounds and hire without regard to race, gender, religion, national origin, citizenship, disability, age, seual orientation, or any other characteristic protected by law. We celebrate these differences and rely upon your unique perspective to innovate and seize new opportunities. Come as you are.</i></p><p></p><p><i>
ING Bank does not have a commercial banking license in the U.S. and therefore not permitted to conduct a commercial banking business in the U.S. Through its wholly owned subsidiary ING Financial Services LLC, and its affiliates, it offers a full array of wholesale products such as commercial lending and a full range of FM products and services.</i></p></div></div><p></p><div><ul><div><br>
</div><div></div><div>
</div></ul></div></div><div><div><div><div><div>Your place of work</div>
<div><div><b>Eplore the area</b></div><b>
</b></div></div></div><div><p>Questions? Just ask<br>
ING Recruitment team</p><p></p><div><br>
</div></div></div></div></div></div><div><div><div><div>Bij ING willen we het beste uit mensen halen. Daarom hebben we een inclusieve cultuur waarin iedereen de kans krijgt om te groeien en een verschil te maken voor onze klanten en de samenleving. Diversiteit, gelijkheid en inclusie staan bij ons altijd voorop. We behan iedereen eerlijk, ongeacht leeftijd, geslacht, genderidentiteit, culturele achtergrond, ervaring, geloof, ras, etniciteit, beperking, gezinssituatie, seksuele geaardheid, sociale afkomst of wat dan ook. Heb je hulp nodig of kunnen we iets voor je doen tijdens je sollicitatie of gesprek? Neem dan contact op met de recruiter die bij de vacature vermeld staat. We werken graag samen met jou om het proces eerlijk en toegankelijk te maken. Lees hier meer over hoe wij staan voor diversiteit, inclusie en erbij horen.</div></div></div></div></div>

Portfolio Management - Associate

Citi

<div><p>The Product Management Senior Analyst is an intermediate level position responsible for the development of product plans, strategies and tactics in coordination with the Lending Product team. The overall objective of this role is to develop strategies for adequate capital allocation for Commercial Banking clients.<br>
<br>
<b>Responsibilities:</b></p><br>
<ul><li>
Drive and coordinate the strategy for adequate capital allocation and optimization, product pricing and returns</li><li>
Assist in development and analysis of strategic capital management initiatives for the lending product</li><li>
Develop profitable strategies and coordinate the conceptualization and implementation of key growth initiatives, leveraging current market intelligence on the overall industry verticals and competitors.
</li><li>Participate in day-to-day product management for core lending products such as product delivery, client experience, and communication strategies as well as help the team prioritize, negotiate, and remove obstacles to achieve business results</li><li>
Execute product-related client value propositions from the returns perspective, positioning, segmentation, targeting and competitive differentiation, as well as the creation of Product content, marketing and training tools for Coverage teams.</li><li>
Implement clear processes and Key Performance Indicators (&quot;KPIs&quot;) that measure the execution against strategy for product sales teams</li><li>
Leverage client feedback, market data, and macroeconomic patterns to improve returns and capital allocation and ensure that strategies comply with all applicable regulations and internal risk frameworks.</li><li>
Provide informal guidance or on-the-job training to new team members</li><li>
Contribute to achievement of targets, product financial performance, revenue performance, and expense management goals as well as oversee identification and execution of opportunities and gaps business plans</li><li>
Implement team procedures, client problem resolution, and client management</li><li>
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul><p></p><p><b>
Qualifications:</b></p><ul><li>
5-8 years of experience financial sector and or Lending Products</li><li>
Knowledge of marketing, credit, acquisitions, product development, and/or analytics</li><li>
Ability to work unsupervised and adjust priorities quickly as circumstances dictate</li><li>
Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements</li><li>
Consistently demonstrates clear and concise written and verbal communication</li><li>
Ability to manage and interpret the data to tell the story</li><li>
Critical thinking and Strategic mindset, with ability to foresee future possibilities and translate them into breakthrough strategies</li><li>
Demonstrated proficiency in data analytics tools (Excel, PowerPoint, Tableau, Salesforce, SQL)</li><li>
Strong analytical, decision-making, and problem-solving skills.</li><li>
Bachelor's/University degree or equivalent experience</li></ul><p>
-</p><p><b>
Job Family Group:
</b></p>Product Management and Development<p>
-</p><p><b>
Job Family:</b></p>
Product Management<p>
-</p><p><b>
Time Type:</b></p>
Full time<p>
-</p><p><b>
Primary Location:</b></p>
New York New York United States<p>
-</p><p><b>
Primary Location Full Time Salary Range:</b></p>
$98,960.00 - $148,440.00<p><br>
In addition to salary, Citi&rsquo;s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental &amp; vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.</p><p>
-</p><p><b>
Most Relevant Skills
</b></p>Please see the requirements listed above.<p>
-</p><p><b>
Other Relevant Skills
</b></p>For complementary skills, please see above and/or contact the recruiter.<p>
-</p><p><b>
Anticipated Posting Close Date:</b></p>
Sep 11, 2025<p>
-</p><p><i>
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</i></p><p></p><p><i><br>
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review </i><i>Accessibility at Citi</i><i>.</i><br>
<br>
<i>View Citi&rsquo;s </i><i>EEO Policy Statement</i><i> and the </i><i>Know Your Rights</i><i> poster.</i></p></div>

Product Management Senior Analyst, Capital Management, AVP

9fin

<div><p><b>About 9fin</b></p><p>
The world's largest asset class, debt, operates with the worst data.
</p><p>Technology has revolutionized equity markets with electronic trading, quant algos and instantaneous news. However, in debt capital markets, the picture is completely different. It still behaves like it&rsquo;s in the 1980s; trillions of dollars of trades are placed over the phone, news is slow, and corporate credit information is imperfect and scattered.
</p><p>Our mission is to change this.
</p><p>9fin's proprietary technology delivers fast and comprehensive financial, credit, legal &amp; ESG analysis. Our clients are able to make faster, more informed decisions, win more business and most importantly, save time.
</p><p>Our fast growing list of clients include 9 of the top 10 Investment Banks, leading Asset Managers, Hedge Funds and Law Firms.</p><p></p><h2 class="jobSectionHeader"><b>
The opportunity</b></h2><p>
We are looking for a highly motivated and detail-oriented junior analyst to join our distressed credit team. This role will be crucial in maintaining and expanding our restructuring data offering, ensuring its accuracy and utility for our clients. You will be responsible for the end-to-end process of data management, from overseeing data entry to producing insightful analysis. This is an excellent opportunity for someone with a strong analytical mindset and an interest in the distressed and restructuring landscape.</p><p></p><h2 class="jobSectionHeader"><b>
What you'll work on</b></h2><p>
Every day is different, but here&rsquo;s an example of the kind of things you&rsquo;ll work on:</p><ul><li><p>
Produce research, analysis, presentations and articles using our proprietary restructuring data to support our news and analytics offerings for our clients</p></li><li><p>
Oversee the data entry and data quality processes for the 9fin restructuring tracker, ensuring comprehensive and accurate coverage of restructuring events across the market</p></li><li><p>
Coordinate and oversee 9fin's restructuring league table process, ensuring timely and accurate publication</p></li><li><p>
Liaise with internal stakeholders including research, editorial and product teams to generate ideas for new data fields and data products, ensuring the accuracy and relevance of our restructuring data</p></li><li><p>
Ensure the accuracy, integrity and timeliness of our restructuring data, proactively identifying and resolving data discrepancies</p></li><li><p>
Contribute to projects aimed at improving data collection methodologies and enhancing the overall quality and efficiency of our data operations</p></li></ul><p></p><h2 class="jobSectionHeader"><b>
About you</b></h2><p>
This role will be a great fit if:</p><ul><li><p>
You have a demonstrable interest in the distressed debt and restructuring markets and are keen to develop your knowledge in this dynamic space</p></li><li><p>
You possess exceptional attention to detail and a commitment to maintaining the highest standards of data accuracy</p></li><li><p>
You are highly organised and able to manage your workload effectively, prioritising tasks to meet deadlines</p></li><li><p>
You have strong communication skills and are comfortable collaborating with different teams across the organisation</p></li><li><p>
You are proactive, take initiative, and have a strong sense of ownership over your work</p></li><li><p>
You are eager to learn and contribute to the growth and development of our data products</p></li></ul><p></p><h2 class="jobSectionHeader"><b>
Our benefits</b></h2><p>
We&rsquo;re a scaling start up and we enjoy sharing our success, when the company succeeds, we always reinvest that in our people. We also offer huge amounts of responsibility, an abundance of opportunity for growth and a platform to truly excel.</p><p><b>
Finance &amp; Insurance</b></p><ul><li><p>
Salary: $80,000+</p></li><li><p>
401(k) (9fin pay 3%, employee contributions are uncapped)</p></li><li><p>
Private Health Insurance, with Dental and Vision</p></li><li><p>
Paid sick leave</p></li><li><p>
Disability Insurance (New York)</p></li><li><p>
Commuter Benefit</p></li></ul><p><b>
Time off</b></p><ul><li><p>
25 vacation days per year</p></li><li><p>
Local public holidays (with the ability to exchange them for alternative days)</p></li><li><p>
Hybrid working model</p></li><li><p>
Work abroad for up to 3 months a year</p></li><li><p>
1 month paid sabbatical after 5 years of service</p></li><li><p>
Enhanced parental leave &amp; flexible working arrangements available</p></li></ul><p><b>
Training &amp; Culture</b></p><ul><li><p>
Professional learning and development budget</p></li><li><p>
Bi-annual team socials</p></li><li><p>
Summer and Winter company-wide social events</p></li></ul><p><b>
9fin is an equal opportunities employer</b>
</p><p>At 9fin we are dedicated to building and promoting a fair and inclusive workplace where everyone can reach their full potential and truly belong. We recognize that building diverse teams enables a more creative and productive environment. If you&rsquo;re excited about this role but your experience doesn&rsquo;t perfectly align with the job description, we encourage you to apply anyway. You might just be who we&rsquo;re looking for &mdash; either for this role, or perhaps another.</p></div>

Junior Distressed Credit Analyst

PayPal

<div><p><b>The Company</b></p><p>
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.</p><p><br>
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.</p><p><br>
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.</p><p><br>
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do &ndash; and they push us to ensure we take care of ourselves, each other, and our communities.</p>
<p>Job Description Summary: We are looking for a highly motivated Senior Financial Analyst to join PayPal&rsquo;s Finance team supporting PayPal&rsquo;s Consumer Credit products. In this position, you will be responsible for contributing to the financial planning, budgeting, and forecasting process for PayPal&rsquo;s consumer credit portfolio. You will play a critical role in developing forecasts, conducting financial analysis, and providing analytical insights to drive strategic decision-making within the Consumer Credit organization.</p>
<p>Job Description:
</p><p><b>Essential Responsibilities:
</b></p><ul><li>Support planning and forecasting processes</li><li>
Review business performance on regular cadences (weekly, monthly, quarterly)Collaborate with stakeholders to gather inputs and summarize insights</li><li>
Produce executive-level presentations</li><li>
Work closely with the finance and technical teams to drive process and system improvements</li><li>
Facilitate discussions with various stakeholders, manage expectations, and collaborate cross-functionally</li><li>
Consult with finance leads to review and discuss key issues, risks, and dependencies for assigned initiatives</li><li>
Document and escalate potential risks/issues, assist in developing mitigation strategies, and support their implementation</li></ul><p><b>
Minimum Qualifications:</b></p><ul><li>
Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.</li></ul><p></p>
PayPal is committed to fair and equitable compensation practices.
<br>
<br>
Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.<br>
<br>
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.<br>
<br>
The U.S. national annual pay range for this role is PayPal is committed to fair and equitable compensation practices.
<br>
<br>
Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.<br>
<br>
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.<br>
<br>
The U.S. national annual pay range for this role is $84,500 to $140,250<p></p>
<p>
PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.</p>
<p>For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.</p><p><b><br>
Our Benefits:</b></p><p>
At PayPal, we&rsquo;re committed to building an equitable and inclusive global economy. And we can&rsquo;t do this without our most important asset-you. That&rsquo;s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.</p><p>
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com<br>
</p><br>
<p><b>Who We Are:</b></p><p>
To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx<br>
</p><br>
<p><b>Commitment to Diversity and Inclusion</b></p><p>
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.</p>
<p><b>Belonging at PayPal:</b></p><p>
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.</p><p><br>
Any general requests for consideration of your skills, please Join our Talent Community.</p><p><br>
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don&rsquo;t hesitate to apply.</p>
<p>
Notice to Applicants and Employees who reside within New York city. Click https://careers.pypl.com/Contact-Us/default.aspx<br>
</p><br>
<p>to view the notice.</p></div>

Sr Analyst, FP&A Credit

Con Edison

<div><p><b>Overview</b>
</p>The Facilities and Field Services (FFS) Real Estate Analyst position will be responsible for the day-to-day management and administration of various leases, licenses, easements and other real property agreements in connection with O&amp;R and CECONY real estate portfolios. In addition, he/she will be the real estate lead for negotiating the acquisition and/or disposition of real property, as required. Finally, he/she will perform ministerial and administrative functions in support of FFS Real Estate, as well as the larger FFS organization, in accordance with Company policy and mandates. The position requires an energetic, motivated and experienced professional who possesses strong written and oral communication, presentation, and leadership skills, with demonstrated initiative and commitment to safety, teamwork, and excellence. FFS Real Estate is a diverse and inclusive group, where ideas are shared, and all voices are valued. The Real Estate Analyst is expected to contribute to and help support that inclusive environment.<p><b>
Responsibilities</b>
</p><b>Core Responsibilities</b><ul>
<li>FFS Real Estate is a diverse and inclusive group, where ideas are shared, and all voices are valued. The Real Estate Analyst is expected to contribute to and help support that inclusive environment.</li>
<li>Performs or assists in the performance of FFS Real Estate operational functions such as real estate administration and project management, financial forecasting and budget tasks, and other functions as needed to support the ongoing operations of the Real Estate department and FFS organization.</li>
<li>Work with internal customers to identify properties that meet the customers real property requirements. Work with Law, Engineering, Project Management and internal customers to negotiate the purchase, lease or easement rights for company use and occupancy of those properties.</li>
<li>Act as Company lead to facilitate requests from third parties seeking to use, occupy or gain access to Company property. Liaison between third party requester(s) and internal organizations that are required to review and approve or deny requests from third parties. Work with Law and Regulatory services as needed to negotiate and draft agreements pursuant to Company and New York Public Service Commission requirements and processes.</li>
<li>Prepare request for proposals seeking brokerage and/or appraisal services and work with Supply Chain to solicit vendors for these services. Manage those contractors that are awarded work for specific real estate projects.</li>
<li>Initiate purchase requisitions and work with Supply Chain and other departments, as appropriate, to assure timely processing and completion.</li>
<li>Manage real property leases where the Company is either landlord or tenant. Work with Law to interpret lease clauses and engage with landlords and tenants to enforce lease obligations and rights. Ensure rent and additional rent are invoiced or paid as required. Responsible for exercising lease renewals, extensions or terminations pursuant to internal processes and procedures.</li>
<li>Assist in the review and assist with updating or preparing of Corporate Instructions and Real Estate procedures.</li>
<li>Maintains and updates both the electronic and physical record management and informational systems, assists with design, testing, implementation and upgrading of those systems, and ensures the completeness and accuracy of informational inputs and outputs of such systems.</li>
<li>Provide regular updates and status on projects and lease administration activities.</li>
<li>Conducts site visits and inspections as required.</li>
<li>Perform other related tasks and assignments as required.</li></ul><p><b>
Qualifications</b>
</p><b>Required Education/Experience</b><ul>
<li>Bachelor's Degree Real Estate, Finance, Accounting, Business, Project Management, Economics, Liberal Arts or Related Field and 2 years of relevant work experience in commercial real estate or contract negotiation and management, lease administration/management, paralegal services or</li>
<li>Associate's Degree Real Estate, Finance, Accounting, Business, Project Management, Economics, Liberal Arts or Related Field and 4 years of relevant work experience in commercial real estate or contract negotiation and management, lease administration/management, paralegal services</li></ul><b>
Relevant Work Experience</b><ul>
<li>Demonstrated experience in commercial real estate and/or contract management/ administration, required.</li>
<li>Proven record in the preparation and negotiation of leases, easements and/or other forms of contracts for either goods or services, required.</li>
<li>Proficiency with use of MS Office products including Word, Excel, Power Point, Project, and TEAMs, required.</li>
<li>Adept at using the internet for communication and research, required.</li>
<li>Excellent oral and written communication skills, required.</li>
<li>Must have excellent interpersonal skills to effectively interact with various levels of management, union personnel, internal and external customers as well as vendors and outside agencies, required.</li>
<li>Must be well organized, detail oriented and flexible to handle multiple assignments with changing priorities, required.</li>
<li>Demonstrated ability to accept challenges and use creative thinking to analyze data and recommend solutions, required.</li>
<li>Strong analytical skills and the ability to demonstrate a professional demeanor and confidence dealing with all levels of personnel, required.</li>
<li>Knowledge of real property and lease management database systems, preferred.</li>
<li>Experience with appraisals and title work, preferred.</li>
<li>Basic knowledge of zoning and land use regulations, preferred.</li>
<li>Experience with developing and implementing change management strategies, inclusive of stakeholder training, preferred.</li></ul><b>
Licenses and Certifications</b><ul>
<li>Driver's License Required</li></ul><b>
Physical Demands</b><ul>
<li>Sit or stand to use a keyboard, mouse, and computer for the duration of the workday</li></ul><b>
Additional Physical Demands</b><ul>
<li>Must be able to respond to Company emergencies by performing a System Emergency Assignment to restore service to our customers.</li>
<li>System Emergency Assignment could include the need to report and work in the field and inclement weather during system or storm emergency events.</li>
<li>Must be able to work in all weather conditions and off shift hours, as needed.</li>
<li>Must be able and willing to travel within Company service territory; as needed.</li></ul></div>

Analyst - Real Estate

Fitch Group

<div></div><div><div><div><div><div><p>Procurement Analyst
</p></div></div></div></div><div><div><div><div><b>Requisition ID: </b>48620
</div></div></div></div><div><div><div><div><b>Business Unit: </b>Fitch Group
</div></div></div></div><div><div><div><div><b>Category: </b>Operations
</div></div></div></div><div><div><div><div><b>Location:
</b>New York, NY, US
</div></div></div></div><div><div><div><div><b>Date Posted: </b>Sep 3, 2025
</div></div></div></div><div></div><div><div><div><div><p><b>Procurement Operations Analyst
</b></p><p>Fitch Group &ndash; Global Business Services is currently seeking a Procurement Operations Analyst based out of our New York office. The Procurement Operations team is responsible for working closely with our other shared services businesses at Fitch which include Real Estate, Facilities, Global Operations, Accounts Payable, Procurement, Sourcing, Travel &amp; Entertainment. In this role you will be responsible for working to help build a strategy that aligns with business needs and brings value to the firm. You will support Supplier Onboarding, Purchase Requisitions, Purchase Orders and Invoice processing. Additionally, you will also support any future technology implementations that enable an efficient and streamlined Procure to Pay process.</p><br>
<p></p>
<p><b>
What We Offer:</b></p><br>
<p></p>
<ul>
<li>High visibility to various departments of Fitch and it&rsquo;s entities.</li>
<li>Be a part of a newly formed team structure that has greater impact across multiple business lines</li>
</ul>
<p><b>We&rsquo;ll Count on You To:</b></p><br>
<p></p>
<ul>
<li>Drive the implementation and adoption of our procurement process.</li>
<li>Support structure and use of PO as a mechanism to streamline payment process. Partner with accounts payable to streamline the Procure to Pay process.</li>
<li>Develop deep knowledge of business needs and recommend continuous improvement around procurement processes and systems.</li>
<li> Develop and maintain reporting channels to conduct ongoing analysis for process and tool improvements. Identify, build, and maintain a KPI Dashboard for Procure to Pay Processes</li>
<li>Act as a liaison between Procurement and Accounts Payable</li>
<li>Align procurement strategies and programs with the overall objectives of the organization.</li>
<li>Help transform Procurement into a value-added business partner and support broader goals of the enterprise.</li>
<li>Support Project Manager during Contract Management Solution Implementation</li></ul><br>
<p></p>
<p><b>
 What You Need to Have:</b></p>
<ul>
<li>3+ years of experience in Procurement, Supply Chain, or related fields</li>
<li>Excellent analytical, verbal, and written skills with a high attention to detail</li>
<li>Excellent internal relationship building skills &ndash; your ability to partner with other parts of the organization will be critical to your success.</li>
<li> Strong customer service skills. Technical knowledge of systems such as SAP (ECC) preferred.</li>
<li>Strong understanding of Procurement processes, focusing specifically on Procure to Pay and overall knowledge of the entire Source to Pay process.</li>
<li> Self-directed, able to work independently, as well as work in a team-orientated and fast paced environment.</li>
</ul>
<p><b>What Would Make You Stand Out:</b></p>
<ul>
<li>Experience with any of the shared services mentioned.</li>
<li>Lead and implemented technology for efficiency.</li>
<li>System experience in ERP tools such as SAP ECC or Oracle.</li>
<li>Comfortable with presenting information, projects, reports etc. to upper management level individuals.</li>
<li>Familiar with Agiloft Contract tool or system equivalent Familiar with Ivalua Supplier Onboarding tool or system equivalent</li>
<li>Familiar with Requisition Processes.</li></ul><br>
<p></p>
<p>
 <b>Why Fitch?
</b></p><p>At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch, and we invite you to join us on our journey. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning. For more information please visit our websites www.fitchratings.com | www.fitchsolutions.com | www.fitchlearning.com</p>
<p>
 Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch&rsquo;s credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch Group is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.</p>
<p>
FOR NEW YORK ROLES ONLY: Expected base pay rates for the role will be between $70,000 and $85,000 per year. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other jobrelated factors. Base pay is one part of Fitch&rsquo;s total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch.</p><div>
#LI- RS1, #LI-HYBRID #LI-Group</div></div></div></div></div></div><p></p>

Procurement Analyst

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