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credit review officer

Bounce AI

<div><p>The Credit Portfolio Risk Analyst will be one of the first people to build Bounce's risk function from the ground up &mdash; the person whose analyses decides where our capital actually gets deployed. Bounce operates in a $100B+ debt collection market, buying and managing real portfolios today, so this is live capital decisions from week one, not a function you&rsquo;re prototyping in theory. Reporting directly to the Chief Risk Officer, you will assess new opportunities to deploy substantial capital into debt portfolio acquisitions and ensure those investments deliver against their expected returns.</p><p>
You will underwrite incoming portfolios, forecast expected collections, develop pricing recommendations, and partner closely with the CRO and Data Science team to make disciplined, data-driven, and clearly supportable bid decisions. Once portfolios are acquired, you will own tracking performance against target IRR and MOIC, identify potential shortfalls early, and connect return gaps to their underlying operation, financial, or portfolio-level drivers &mdash; not just run the numbers, but call the shots on what they mean.</p><p>
As an early member of the risk function, you will help establish the underwriting standards, analytical methodologies, reporting cadence, and decision-making processes that make this work repeatable, scalable, and actionable across the organization. This is a rare opportunity to directly influence capital allocation and investment decisions as we evaluate opportunities to deploy $100M+ annually purchasing from the largest fintechs, banks, and credit unions. This is the right role for you if you have an investment banking, credit risk, or structured finance background and want your models to drive real capital decisions instead of feeding someone else&rsquo;s deck. High-ownership, zero-to-one work with an outsized impact on Bounce&rsquo;s growth.</p><br>
Requirements:
<br>
<ul><li>4+ years of experience in credit risk, portfolio analytics, structured or specialty finance, acquisitions, investment banking, private credit, or a related field within a debt buyer, lender, consumer credit firm, credit fund, distressed investing, CLO, or bond-trading environment.</li><li>
Bachelor&rsquo;s degree in Finance, Economics, Accounting, Mathematics, Statistics, Data Science, Engineering, or another quantitative field.</li><li>
Strong SQL skills with the ability to independently write non-trivial queries (joins, window functions, date logic, cohort aggregation) against a large warehouse.</li><li>
Strong financial modeling skills, including IRR, MOIC, NPV, cash flow, sensitivity, and vintage analysis.</li><li>
Advanced Excel skills and comfort working with large, imperfect loan-level or transaction-level datasets.</li><li>
Understanding of credit fundamentals; experience with consumer credit, collections economics, recovery curves, roll rates, or cost to collect is a plus.</li><li>
Strong analytical judgment and the ability to clearly explain and defend recommendations to leadership.</li><li>
Highly organized, detail-oriented, and comfortable managing multiple priorities in a fast-paced environment.</li><li>
Interest in fintech, credit investing, consumer finance, or debt recovery.</li></ul><br>
About Us:<br>
<br>
<p><b>Bounce</b> is a fintech startup revolutionizing debt recovery for consumers and creditors with our best-in-class product. By leveraging the power of AI and automation, we create user-friendly experiences that drive positive outcomes for all parties involved.</p><p>
With a team based in Israel and New York, we have been growing rapidly. We support hundreds of thousands of consumers on their journey to financial resilience and build partnerships with top creditors and fintech companies.</p><br>
How You&rsquo;ll Spend Your Time:<br>
<br>
<p><b>Acquisition Underwriting</b></p><ul><li>
Evaluate incoming debt-sale opportunities by building loan-level and cohort-level collection and cash-flow forecasts and recommending bid pricing, expressed in cents on the dollar.</li><li>
Stratify portfolios by product type, balance band, delinquency/age, state (statute-of-limitations exposure), and account attributes to understand what drives value.</li><li>
Run seller data due diligence: completeness and fill rates, balance reconciliation to the tape, documentation/media availability, chain of title, bankruptcy/deceased scrubs, and prior placement history.</li><li>
Build return models &mdash; IRR, MOIC, NPV/discounting, hurdle achievement &mdash; and stress-test the assumptions that matter most.</li><li>
Translate underwriting assumptions into explicit, monitorable post-purchase expectations so we can later measure actual vs. underwritten.</li></ul><p><b>
Portfolio Surveillance</b></p><ul><li>
Track actual collection curves against underwritten curves by batch and vintage.</li><li>
Maintain IRR/MOIC tracking against hurdle targets; flag underperformance early.</li><li>
Partner with Data Science on estimated remaining collections (ERC) recalibration.</li><li>
Diagnose return gaps by connecting them to operational drivers (outreach cadence, right-party contact, conversion, break/keep rates) and population factors (bankruptcy, bad contact data).</li><li>
Produce recurring portfolio-risk reporting for leadership.</li></ul><p><b>
Building the Function</b></p><ul><li>
Help establish the risk playbook: underwriting standards, pricing methodology, monitoring cadence, and escalation thresholds.</li><li>
Codify reusable analyses and write documentation for clarity and replicability.</li><li>
Work with leadership to define risk appetite and the guardrails around it.</li></ul><br>
What We Offer:
<br>
<ul><li>Competitive salary range of $100k-$120k with eligibility for a discretionary bonus</li><li>
Comprehensive benefits package</li><li>
401K + 5% Match</li><li>
Competitive PTO plan</li><li>
Collaborative and innovative hybrid working environment</li><li>
Opportunity to grow in your career with a growing company</li></ul><p>
Bounce is an equal opportunity employer that is dedicated to diversity and inclusion. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.</p><br>
Address:
<br>
1140 Broadway, 10th Floor, Suite #1003, NY NY, 1001</div>

Credit Portfolio Risk Analyst

Gina Group

<p></p><div><p><b>VP of Credit &amp; Capital Markets</b></p><p></p><p><b><br>
Company Description</b></p><p>
TrueStone Lending is an established private real estate lending company with capital, infrastructure, borrower relationships, and a proven ability to execute complex commercial and real estate-backed loans.</p><p></p><p><br>
We are expanding into a new residential investor lending division focused on DSCR rental loans, residential transition loans, bridge loans, fix &amp; flip loans, and select small-balance multifamily / mixed-use opportunities.</p><p></p><p><br>
This is a rare opportunity to help build a new division inside a strong existing lending platform. The right person will have the energy of a builder, the discipline of a credit professional, and the capital markets knowledge to originate loans that can be sold, financed, aggregated, or otherwise institutionalized.</p><p></p><p><b><br>
Role Description</b></p><p>
TrueStone Lending is seeking a <b>VP of Credit &amp; Capital Markets</b> to help build, lead, and scale our DSCR / RTL / residential investor lending platform.</p><p></p><p><br>
This person will sit at the center of credit, product, pricing, underwriting, loan sale strategy, investor eligibility, and operational execution. The role is not simply to approve loans. The role is to help build a repeatable lending machine that produces strong, saleable, institutionally acceptable loans.</p><p></p><p><br>
The ideal candidate has direct experience in DSCR, RTL, fix &amp; flip, bridge, private lending, Non-QM, or business-purpose lending and understands how loans need to be structured from day one so they can fit buyer, aggregator, warehouse, or institutional investor requirements.</p><p></p><p><br>
This is an excellent opportunity for someone who has been operating at a strong VP, Director, Senior Underwriter, Credit Manager, Secondary Markets, or Capital Markets level and is ready to take a larger seat.</p><p></p><p><b><br>
Key Responsibilities</b></p><ul><li>
Help build TrueStone&rsquo;s DSCR, RTL, fix &amp; flip, bridge, and residential investor lending platform.</li><li>
Develop and maintain credit guidelines, underwriting standards, pricing grids, rate sheets, valuation policies, exception frameworks, and approval processes.</li><li>
Structure loan products that are attractive to borrowers while remaining saleable to institutional buyers, aggregators, private credit funds, warehouse lenders, and capital markets partners.</li><li>
Evaluate loan scenarios across DSCR rental, bridge, fix &amp; flip, rehab, ground-up, small-balance multifamily, and mixed-use collateral.</li><li>
Determine which loans belong in a saleable/institutional bucket and which loans should remain in a TrueStone portfolio or special-situation bucket.</li><li>
Build and manage relationships with loan buyers, aggregators, warehouse lenders, private credit funds, and other capital partners.</li><li>
Assist in whole-loan sale execution, forward-flow discussions, data tapes, buyer conditions, trailing docs, post-close QC, and defect resolution.</li><li>
Work closely with originations, underwriting, processing, closing, servicing, draw administration, legal, and ownership.</li><li>
Create scalable workflows from initial scenario review through closing, post-close review, and loan sale.</li><li>
Monitor credit quality, pricing, pull-through, funded volume, investor eligibility, exceptions, defects, delinquencies, extensions, and profitability.</li><li>
Help recruit, train, and manage additional underwriters, processors, closers, QC/post-close staff, and secondary-marketing support as the division grows.</li></ul><p></p><p><b><br>
Qualifications</b></p><ul><li>
5+ years of direct experience in DSCR, RTL, fix &amp; flip, bridge lending, private lending, residential investor lending, Non-QM, or business-purpose lending.</li><li>
Strong understanding of loan saleability, buyer eligibility, investor guidelines, and institutional credit standards.</li><li>
Experience underwriting or managing DSCR rental loans, bridge loans, fix &amp; flip loans, rehab loans, or residential transition loans.</li><li>
Familiarity with LTV, LTC, ARV, DSCR, FICO, borrower experience, reserves, rent schedules, rehab budgets, draw structures, exit strategies, and valuation review.</li><li>
Ability to evaluate loans through both a credit lens and a capital markets lens.</li><li>
Experience working with loan buyers, aggregators, warehouse lenders, private credit funds, or institutional capital partners.</li><li>
Ability to help build guidelines, checklists, pricing logic, exception policies, and operational workflows.</li><li>
Strong judgment around risk, documentation, valuation, borrower quality, and market conditions.</li><li>
Entrepreneurial mindset with the desire to help build and own a major new business line.</li><li>
Existing relationships with DSCR / RTL loan buyers, aggregators, capital providers, warehouse lenders, or secondary-market platforms.</li><li>
Experience selling loans or preparing loans for sale to institutional buyers.</li><li>
Experience with Toorak, Roc360, MAXEX, Kiavi, Lima One, CoreVest, Visio, RCN, Civic/FOA Commercial, Easy Street, Archwest, Arixa, Temple View, Dominion, or similar platforms.</li><li>
Experience with post-close diligence, loan sale conditions, trailing docs, file defects, repurchase issues, or investor stipulations.</li><li>
Experience creating or managing DSCR / RTL product matrices.</li><li>
Experience with small-balance multifamily, mixed-use, or commercial-adjacent residential investor loans.</li><li>
Experience building or managing a broker/TPO channel.</li></ul><h2 class="jobSectionHeader"><b>
Compensation</b></h2><p>
TrueStone expects to offer a competitive base salary in the range of <b>$150,000&ndash;$175,000</b>, depending on experience.</p><p>
The role may also include performance-based upside and potential participation in the economics of the division, structured based on the candidate&rsquo;s experience, relationships, responsibilities, and long-term contribution.</p></div><p></p>

VP of Credit & Capital Markets

VFS Global

<p><b>Officer &ndash; Operations (Submission Officer) </b></p><p><b>Organization:</b> VFS Global Services Pvt. Ltd.<br/><b>Designation:</b> Officer &ndash; Operations<br/><b>Department:</b> Operations<br/><b>Reports to:</b> Deputy Manager &ndash; Operations<br/><b>Employment Type:</b> Full-time, Contract<br/><b>Location:</b> 128 East 32nd St New York, 10016 (Onsite)</p><p><b>Overview</b></p><p>VFS Global is seeking a highly organized, detail‑oriented <b>Officer &ndash; Operations (Submission Officer)</b> to support visa application processing and overall center operations. This role is responsible for managing the full submission cycle, ensuring data accuracy, delivering excellent customer service, coordinating administrative tasks, and supporting senior staff and operational projects. This is a fast-paced, customer-facing role with opportunities for professional growth.</p><p><b>Key Responsibilities</b></p><p><b>Visa &amp; Submission Operations</b></p><ul><li>Scrutinize and collect visa applications, ensuring completeness and accuracy.</li><li>Maintain organized records, databases, and submission documentation.</li><li>Perform timely and error-free data entry and application processing.</li><li>Manage passport logistics and coordinate handovers with consulates, applicants, or logistics partners.</li><li>Adhere strictly to SOPs, compliance requirements, and mandated turnaround times (TAT).</li><li>Respond to applicant inquiries via in‑person interaction, email, or phone.</li><li>Promote and deliver Value Added Services (VAS) and encourage customer feedback.</li></ul><p><b>Customer Service &amp; Front Office</b></p><ul><li>Provide professional and courteous support to applicants throughout the visa process.</li><li>Handle queries, complaints, and customer issues efficiently.</li><li>Ensure a positive experience and high satisfaction scores at the Visa Application Centre.</li></ul><p><b>Administrative &amp; Office Support</b></p><ul><li>Assist with event coordination, logistics, scheduling, and general office management.</li><li>Perform data entry, create documents using MS Office/Google Suite, and maintain accurate records.</li><li>Provide personal assistant support to senior staff when required.</li><li>Support internal operational projects, including WB Project tasks.</li></ul><p><b>Compliance, Safety &amp; Sustainability</b></p><ul><li>Handle cash and bank transactions (if assigned) with 100% accuracy.</li><li>Follow environmental, health, and safety guidelines.</li><li>Support organizational sustainability efforts.</li></ul><p><b>Key Performance Indicators (KPIs)</b></p><ul><li>Productivity and task completion accuracy</li><li>Customer satisfaction and reduced complaint rates</li><li>Compliance with TAT, SOPs, and training requirements</li><li>VAS conversion performance</li><li>Reduction of processing errors and strong internal certification scores</li><li>Reliable attendance and timely reporting</li></ul><p><b>Qualifications &amp; Experience</b></p><p><b>Education:</b></p><ul><li>Minimum: Currently pursuing graduation (12 years of formal education)</li><li>Preferred: Bachelor&rsquo;s degree or global equivalent</li></ul><p><b>Experience:</b></p><ul><li>Minimum 6 months in customer service</li><li>0&ndash;12 months in travel &amp; tourism preferred</li><li>Experience in administrative support, data entry, or event coordination is beneficial</li></ul><p><b>Skills &amp; Competencies</b></p><p><b>Technical Skills</b></p><ul><li>Basic computer knowledge; proficiency in MS Office and Google Suite</li><li>Strong customer service and communication skills</li><li>Good typing speed and high attention to detail</li><li>Ability to handle queries and complaints effectively</li><li>Process improvement mindset</li><li>Operations, project management, and B2C customer interaction skills</li></ul><p><b>Behavioral Competencies</b></p><ul><li>Quality and service orientation</li><li>Teamwork and collaboration</li><li>Problem-solving and results-driven mindset</li><li>Effective communication and networking</li><li>Leadership and accountability</li><li>Sensitivity to diversity and customer needs</li></ul><p><b>Additional Requirements</b></p><ul><li>Fluency in English and local language</li><li>Knowledge of an additional international language is an advantage</li></ul><p><b>Benefits</b></p><ul><li>Health, dental, vision &amp; life insurance</li><li>Paid Time Off (Annual &amp; Sick Leave)</li><li>Referral Bonus Program</li><li>Commute Benefits Program</li></ul><p><b>Schedule</b></p><ul><li>Onsite role</li><li>Monday&ndash;Friday</li><li>8‑hour shift (Overtime may be required)</li></ul><p>Job Types: Full-time, Contract</p><p>Pay: From $22.00 per hour</p><p>Benefits:</p><ul><li>Dental insurance</li><li>Health insurance</li><li>Life insurance</li><li>Paid time off</li><li>Vision insurance</li></ul><p>Education:</p><ul><li>Associate (Preferred)</li></ul><p>Experience:</p><ul><li>Customer service: 1 year (Required)</li></ul><p>Language:</p><ul><li>English (Required)</li></ul><p>Work Location: In person</p>

Submission Officer - Visa Application Centre

JPMorganChase

<div><b>JOB DESCRIPTION</b><br>
<br>
<br>
<p>Be an integral part of an agile team that's constantly pushing the envelope to enhance, build, and deliver top-notch technology products.</p><p>
As a Senior Lead Software Engineer at JPMorganChase within the Consumer and Community Banking Cobranded Cards Team, you will play a crucial role as part of an agile team dedicated to enhancing, building, and delivering trusted, market-leading technology products in a secure, stable, and scalable manner. As a core technical contributor, you are responsible for conducting critical technology solutions across multiple technical areas within various business functions in support of the firm's business objectives.</p><p><b>
Job responsibilities</b></p><div><div><ul><li><div>
Regularly provides technical guidance and direction to support the business and its technical teams, contractors, and vendors.
</div></li></ul></div><div><ul><li><div>Develops secure and high-quality production code, and reviews and debugs code written by others&mdash;leveraging AI-assisted development tools (e.g., LLM-based code generation, automated debugging, test synthesis) to accelerate delivery without sacrificing quality.
</div></li></ul></div><div><ul><li><div>Drives decisions that influence product design, application functionality, and technical operations and processes.
</div></li></ul></div><div><ul><li><div>Designs, builds, and maintains internal tooling and developer platforms that measurably improve engineering productivity, observability, and operational efficiency across teams.
</div></li></ul></div><div><ul><li><div>Serves as a function-wide subject matter expert in one or more areas of focus, including the practical and responsible application of AI/ML techniques in software engineering workflows.
</div></li></ul></div><div><ul><li><div>Owns and operates systems that run 24x7 at high traffic scale&mdash;including on-call responsibilities, incident response, and post-mortem analysis&mdash;with a strong bias toward proactive reliability improvements over reactive firefighting.
</div></li></ul></div><div><ul><li><div>Actively contributes to the engineering community as an advocate of firmwide frameworks, tools, and practices of the Software Development Life Cycle.
</div></li></ul></div><div><ul><li><div>Influences peers and project decision-makers to consider the use and application of leading-edge technologies, including emerging AI tooling and automation strategies.
</div></li></ul></div><div><ul><li><div>Drives team adoption of enterprise-authorized AI-assisted engineering practices within the work environment to improve code quality, delivery speed, and operational outcomes (e.g., AI-assisted code review/refactoring, test strategy acceleration, incident/root-cause analysis support), while establishing consistent validation standards (secure coding, peer review, automated testing) and promoting reuse of effective patterns across the team.
</div></li></ul></div><div><ul><li><div>Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation.
</div></li></ul></div></div><p></p><p><b>Required qualifications, capabilities, and skills</b></p><ul><li>
Formal training or certification on software engineering concepts and 5+ years of applied experience.</li><li>
Hands-on practical experience delivering system design, application development, testing, and operational stability.</li><li>
Advanced in the Java programming language and associated ecosystem.</li><li>
Demonstrated AI fluency: ability to effectively use AI coding assistants, prompt engineering, and LLM-based tools to write, review, and debug production code&mdash;and the judgment to validate, refactor, and take ownership of AI-generated output.</li><li>
Experience designing and shipping internal developer tools, CLIs, dashboards, or platforms that improve team velocity or system visibility.</li><li>
Proven track record operating and improving systems with strict uptime requirements (99.9%+ uptime), high request volumes (hundreds of TPS), and complex failure modes&mdash;including experience with SLOs, alerting, capacity planning, and graceful degradation.</li><li>
Advanced knowledge of software applications and technical processes with considerable in-depth knowledge in one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, distributed systems, etc.).</li><li>
Ability to tackle design and functionality problems independently with little to no oversight.</li><li>
Demonstrated experience leading effective use of approved AI-assisted software development tools (e.g., for coding, code review, test acceleration, troubleshooting) with the ability to set team expectations for validating AI outputs for correctness, performance, and security.
</li><li>Strong understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; experience coaching engineers on safe, compliant adoption within delivery practices
</li></ul><p></p><div><b>Preferred qualifications, capabilities, and skills</b></div><ul><li>
Experience with banking and credit card ecosystems
</li><li>AWS Certification</li></ul>
<b>ABOUT US</b><br>
<br>
<br>
<p>Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
</p><p></p><p>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
</p><p></p><p>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.</p>
<p></p><p>Equal Opportunity Employer/Disability/Veterans</p><br>
<br>
<br>
<b>ABOUT THE TEAM</b>
<br>
<br>
Our Consumer &amp; Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions &ndash; all while ranking first in customer satisfaction.</div>

Sr Lead Software Engineer:Java/AI

<div><b>JOB DESCRIPTION</b><br>
<br>
<br>
<div>Are you customer focused, enjoy building relationships and providing financial solutions to your clients? You have found the right team.<br>
</div><div>As a Treasury Sales Associate in Commercial Banking, you will play an integral part in contributing to new sales targets, managing business relationships, and achieving portfolio growth objectives. You will participate in the three-year development plan designed for a progression of job functions to develop skills over time for a successful career within the firm and ability to pursue more senior roles within the Treasury Solutions such as a Treasury Management Officer position.</div><div><br>
</div><div><b>Job responsibilities</b></div><div><ul><li>
Collaborate with the Treasury Management Officer (TMO) on client proposals to identify appropriate Treasury solutions, perform cost and benefit analysis, competitive pricing and run profitability models</li><li>
Assist with client call preparation by creating relationship review materials, pitch books, account plans, and conducting customer research</li><li>
Develop an understanding of clients' Treasury cash management structure and objectives</li><li>
Coordinate with product partners to develop comprehensive Treasury solutions</li><li>
Develop and understand competitors' products and positioning within the client &amp; market</li><li>
Work with the TMO's throughout the sales cycle to manage pipeline and ensure services and pricing are set up timely and accurately</li><li>
Collaborate with internal partners to ensure successful implementation, product ramp-up and accurate pricing and billing</li></ul></div><div><b>
Required qualifications, capabilities, and skills</b></div><div><ul><li>
Bachelor's Degree</li><li>
Three+ years' relevant banking and treasury experience</li><li>
Time management, organizational and planning skills with proven ability to multitask and meet deadlines in a fast-paced environment</li><li>
Superior verbal and written communication skills with the ability to mobilize internal networks and resources</li><li>
Ability to understand Treasury Solutions products, pricing philosophy, and billing process and procedures</li><li>
Proficiency in Microsoft Office (PowerPoint, Excel and Word)</li><li>
Ambition to develop into an individual sales contributor</li></ul></div><div><b>
Preferred qualifications, capabilities, and skills</b></div><div><ul><li>
Interest in working with experienced Treasury partners to recognize a client's cash flow needs and apply appropriate banking solutions</li><li>
Sales, portfolio management or relationship management experience</li><li>
Qualitative and quantitative skills</li></ul></div>
<b>ABOUT US</b><br>
<br>
<br>
<div><div>JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
</div><p></p><div><p>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
</p><div><p>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.</p>
<p>JPMorgan Chase &amp; Co. is an Equal Opportunity Employer, including Disability/Veterans</p><br>
</div></div></div><br>
<br>
<b>ABOUT THE TEAM</b><br>
<br>
<br>
<div>J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.<br>
<br>
Global Investment Banking supports a broad range of corporations, institutions and governments by providing strategic advice, capital raising and risk management expertise.</div></div>

Treasury Sales Associate - Mid-Corporate Banking

<div><b>JOB DESCRIPTION</b><br>
<br>
<br>
<div>At Chase, we are passionate about creating memorable experiences for our clients and employees, making them feel welcomed, valued, and understood. We build lasting relationships by doing the right thing, exceeding expectations, and embracing diversity and inclusion.<br>
<br>
As a Relationship Banker in a Chase Branch, you will represent our brand and culture with the utmost hospitality, using the latest banking solutions and cutting-edge financial technology combined with friendly and attentive service. You will take a lead role in acquiring, managing, and retaining meaningful relationships with clients, using your financial knowledge to offer thoughtful solutions to help address their financial needs and make their lives easier, contributing to the success of the branch.<br>
<br>
<b>Job responsibilities</b>
</div><div><ul><li>Put clients first and exceed their expectations - deliver attentive and friendly service, creating a welcoming environment.</li>
<li>Manage assigned clients and proactively meet with them, both in person and over the phone, to build lasting relationships, understand financial needs, and tailor product and service recommendations.
</li><li>Engage in clear, polite, consultative communication to understand and help clients, building trust &ndash; ask questions and listen to understand, anticipate their needs.
</li><li>Educate and connect clients to technology solutions such as leveraging the Chase Mobile App, Chase.com, and ATMs to help them with their banking needs whenever, wherever, and however they want.</li>
<li>Learn products, services, and procedures quickly and accurately to effectively consult with clients about banking solutions, as well as collaborate with and connect them to our team of experts to help with specialized financial needs.
</li><li>Adhere to policies, procedures, and regulatory banking requirements.</li>
</ul></div><div><b>Required qualifications, capabilities, and skills</b>
</div><div><ul><li>1+ year of sales experience in Retail Banking, Financial Services, or other related industries with proven success in establishing new clients, deepening relationships, and delivering results.
</li><li>Ability to create memorable experiences for our clients &ndash; elevate the client experience.
</li><li>Excellent communication skills, both in person and over the phone, with proven ability to tailor features and benefits of products and services to clients with differing needs.</li>
<li>Ability to quickly and effectively resolve client issues with attention to detail &ndash; providing consistent client experience.
</li><li>Operate within established risk parameters/tolerances and meet internal/external risk and compliance obligations, including completion of required training.</li>
<li>High school degree, GED, or foreign equivalent.</li>
<li>The Securities Industry Essential (SIE) exam, FINRA Series 6, state registration (including 63 if required), and Life licenses are minimum requirements. All unlicensed applicants must obtain their licenses through JPMC's licensing program within 180 days of hire, study materials and support provided.
</li><li>Ability to work branch hours including weekends and some evenings.</li>
</ul></div><div><b>Preferred qualifications, capabilities, and skills</b>
</div><div><ul><li>College degree or military equivalent.
</li><li>Experience adhering to banking policies, procedures, and regulatory requirements.</li>
</ul></div><div><b>Dodd Frank/Truth in Lending Act</b><br>
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This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements.<br>
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In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorganChase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorganChase. Your continued employment in this position with JPMorganChase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter.<br>
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Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorganChase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. Further information about NMLS and registration requirements of registration can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default
</div><b>ABOUT US</b><br>
<br>
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<p>Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
</p><p></p><p>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
</p><p></p><p>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.</p>
<p></p><p>Equal Opportunity Employer/Disability/Veterans</p><br>
<br>
<br>
<b>ABOUT THE TEAM</b>
<br>
<br>
Our Consumer &amp; Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions &ndash; all while ranking first in customer satisfaction.</div>

Relationship Banker - Second Ave and 62nd St. - New York, NY

<div><b>JOB DESCRIPTION</b><br>
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<p>Join Chase and help shape the future of international payments. As a Product Manager, you'll lead strategy and execution for cross-border payments, delivering innovative solutions that enhance the customer experience and drive digital transformation. Collaborate with talented colleagues and make a direct impact on how customers move money globally.</p><p>
As a Product Manager in Connected Commerce on the Cross Border Payments team, you will serve as the strategic and execution lead for cross-border payments strategy and innovation. You will manage product features from conception to implementation, support successful product releases, and lead digital transformation at scale. Your expertise in product delivery, technical execution, and stakeholder engagement will help deliver frictionless, user-centric products in a fast-evolving digital ecosystem.</p><p><b>
Job responsibilities</b></p><ul><li>
Lead the cross-border payments customer experience, leveraging innovative solutions such as blockchain technology and digital assets.</li><li>
Drive the development and implementation of new international remittance features from ideation to completion.</li><li>
Lead large-scale cross-functional workstreams, including teams across Technology, Design, Finance, Legal, Risk, and Operations, in the prioritization and development of product features.</li><li>
Conduct product reviews, strategy sessions with leadership, and use data-driven decision-making to influence the product roadmap.</li><li>
Drive execution, deployment, and continuous refinement of customer-facing capabilities across digital and non-digital channels.</li><li>
Provide input on business metrics, including OKRs, and ensure alignment with customer needs and business goals.</li><li>
Manage internal risk and compliance review processes to support launches and maintain a strong control environment.</li><li>
External relationship experience with 3rd parties</li><li>
Foster a culture of ownership, agility, and controlled risk-taking to achieve results.</li></ul><p>
</p><p><b>Required qualifications, capabilities, and skills</b></p><ul><li>
Bachelor's degree or equivalent experience.</li><li>
4+ years of product development experience.</li><li>
Proven track record of managing the end-to-end product development lifecycle (PDLC) for complex, large-scale initiatives.</li><li>
Strong ability to analyze opportunities, build business cases, recommend solutions, and communicate effectively to all levels of management.</li><li>
Experience working with Agile methodologies and tools.</li><li>
Experience managing an established book of work with complex delivery items.</li></ul><p>
</p><p><b>Preferred qualifications, capabilities, and skills</b></p><ul><li>
Master's degree in product or analytics-related fields.</li><li>
Product experience in the payments or financial industry.</li><li>
Understanding of blockchain technology and traditional international payment rails.</li><li>
Experience leading high-performing product or strategy teams.</li><li>
Knowledge of control and compliance frameworks related to payments.</li></ul><p>
</p><p>Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.
</p><b>ABOUT US</b><br>
<br>
<br>
<p>Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
</p><p></p><p>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
</p><p></p><p>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.</p>
<p></p><p>Equal Opportunity Employer/Disability/Veterans</p><br>
<br>
<br>
<b>ABOUT THE TEAM</b><br>
<br>
<br>
<div>Our Consumer &amp; Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions &ndash; all while ranking first in customer satisfaction.<br>
</div><div></div><br>
<div>We offer a broad array of credit cards to meet the needs of individuals and small businesses, including Chase-branded and co-branded cards in partnership with well-known companies and organizations. Merchant Services is a leading provider of payment, fraud and data security for companies, capable of authorizing transactions across global currencies.</div></div>

International Payments Product Associate

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