accountant

senior accountant

business analyst

data analyst

finance manager

treasury analyst

Habib Bank AG Zurich

<div>
 
 
 About the Role:
 
 
 
 
 
 
 We are seeking a highly analytical and motivated
 
 Treasury Analyst
 
 to join our
 
 Group Treasury
 
 team. This role offers an excellent opportunity for early-career professionals with a strong quantitative background and a keen interest in financial markets, treasury operations, and economic analysis.
 
 
 The successful candidate will support treasury projects, governance initiatives, exposure management, liquidity monitoring, cash flow forecasting, and investment portfolio performance analysis. This position is ideal for individuals who enjoy working with financial data, developing analytical models, and contributing to strategic treasury decision-making.
 
 
 
 
 
 
 Key Responsibilities:
 
 
 
 
 
 <ul>
 <li>
 Support Group Treasury projects and governance-related initiatives.
 </li>
 <li>
 Monitor and analyze treasury exposures, liquidity positions, and cash flow forecasts.
 </li>
 <li>
 Assist in the performance measurement and reporting of investment portfolios.
 </li>
 <li>
 Contribute to the development and enhancement of treasury processes and operational efficiencies.
 </li>
 <li>
 Collaborate with internal stakeholders on treasury, finance, IT, Operations and risk management initiatives.
 </li>
 <li>
 Analyze interest rate movements and support pricing, forecasting, and investment decision-making.
 </li>
 <li>
 Develop and maintain analytical models using quantitative techniques.
 </li>
 <li>
 Support management reporting and treasury risk assessments.
 </li>
 <li>
 Work with large datasets using SQL and Python to automate reporting and improve analytical capabilities.
 </li>
 <li>
 Collaborate with internal stakeholders on treasury, finance, and risk management initiatives.
 </li>
 <li>
 Stay informed on macroeconomic developments, monetary policy, fiscal policy, inflation trends, and interest rate dynamics.
 </li>
 </ul>
 
 
 
 
 
 Required Qualifications &amp; Experience:
 
 
 
 
 
 <ul>
 <li>
 Bachelor's degree in Finance, Economics, Mathematics, Statistics, Engineering, Physics, or a related quantitative discipline.
 </li>
 <li>
 0-3 years of experience in Treasury Operations, Trade Finance, Risk Management, Banking, or Financial Services.
 </li>
 <li>
 CFA Level I completed or candidate actively pursuing the CFA Program.
 </li>
 <li>
 Familiarity with investment portfolio performance measurement and attribution analysis.
 </li>
 <li>
 Exposure to treasury management, liquidity management, treasury governance, or asset-liability management concepts.
 </li>
 <li>
 Knowledge of fixed income markets, yield curves, inflation modeling, and interest rate forecasting techniques.
 </li>
 <li>
 Strong quantitative and analytical capabilities.
 </li>
 <li>
 Working knowledge of:
 </li>
 <li>
 Python
 </li>
 <li>
 SQL
 </li>
 <li>
 Sybase databases
 </li>
 <li>
 Understanding of financial markets, treasury concepts, and risk management principles.
 </li>
 <li>
 Ability to decompose and analyze interest rates for pricing, forecasting, and financial modeling.
 </li>
 <li>
 Excellent problem-solving and communication skills.
 </li>
 <li>
 Proficiency in Microsoft Excel and financial data analysis.
 </li>
 </ul>
 
 
</div>

Treasury Analyst

PerksHR

Job DescriptionPurpose of the RoleThe Account &amp; Treasury Officer will be responsible for managing the organization's treasury operations, maintaining accurate accounting records, monitoring cash flow, and ensuring timely banking transactions. The role supports the Finance Department by maintaining financial controls, processing payments, preparing reconciliations, and ensuring compliance with company policies while supporting the financial operations of a fast-paced FMCG distribution and logistics business.Key ResponsibilitiesTreasury Operations<ul><li>Monitor daily cash balances and forecast cash flow requirements.</li><li>Process bank transfers, online payments, and other banking transactions.</li><li>Coordinate with banks for account management, payment processing, and banking facilities.</li><li>Prepare daily, weekly, and monthly cash flow reports.</li><li>Monitor and maintain adequate working capital for business operations.</li><li>Handle bank guarantees, letters of credit (LCs), and other banking instruments, where applicable.</li></ul>Accounting Functions<ul><li>Record financial transactions accurately in the ERP/accounting system.</li><li>Prepare and reconcile bank statements on a regular basis.</li><li>Process vendor payments and employee reimbursements.</li><li>Maintain accounts payable and accounts receivable records.</li><li>Prepare journal vouchers and supporting documentation.</li><li>Assist with month-end and year-end financial closing activities.</li><li>Maintain proper filing of accounting records and financial documents.</li></ul>Financial Controls &amp; Compliance<ul><li>Ensure compliance with company financial policies and internal controls.</li><li>Support internal and external audits by providing required documentation.</li><li>Assist with tax documentation and statutory compliance.</li><li>Monitor financial transactions to ensure accuracy and completeness.</li></ul>Reporting<ul><li>Prepare treasury and cash position reports for management.</li><li>Assist in preparing financial reports and management dashboards.</li><li>Support budgeting, forecasting, and financial planning activities.</li></ul>Coordination<ul><li>Liaise with banks, vendors, customers, and internal departments regarding financial transactions.</li><li>Coordinate with warehouse, logistics, and operations teams to ensure smooth financial processing of supply chain activities.</li></ul>Qualifications<ul><li>Bachelor's degree in Accounting, Finance, Commerce, or a related discipline.</li><li>At least Graduation</li></ul>Experience<ul><li>2&ndash;4 years of relevant experience in Accounting and Treasury.</li><li>Experience in the FMCG, Distribution, Logistics, Supply Chain, Trading, or Retail industry will be preferred.</li><li>Hands-on experience with ERP systems (SAP, Oracle, Microsoft Dynamics, QuickBooks, or similar) is desirable.</li></ul>Required Skills<ul><li>Strong knowledge of accounting principles and treasury management.</li><li>Sound understanding of banking operations and cash flow management.</li><li>Proficiency in Microsoft Excel and accounting software.</li><li>Strong analytical, numerical, and reconciliation skills.</li><li>Excellent attention to detail and accuracy.</li><li>Ability to prioritize tasks and work under pressure.</li><li>Good communication and coordination skills.</li><li>High level of integrity and confidentiality.</li></ul>Key Competencies<ul><li>Treasury &amp; Cash Management</li><li>Bank Reconciliation</li><li>Cash Flow Forecasting</li><li>Accounts Payable &amp; Receivable</li><li>Financial Reporting</li><li>ERP Systems</li><li>Financial Controls</li><li>Analytical Thinking</li><li>Time Management</li><li>Problem Solving</li><li>Teamwork</li><li>Attention to Detail</li></ul>Pay: Rs60,000.00 - Rs65,000.00 per monthWork Location: In person

accounts & treasury officer-(PHR/1017/1)

PARCO - Pak-Arab Refinery Limited

<div>
 
 Pak-Arab Refinery Limited (PARCO), an integrated energy conglomerate, is a Joint Venture between Pakistan and Emirate of Abu Dhabi. PARCO owns and operates Pakistan&rsquo;s most modern refinery, over 2,000 kms of pipeline network, strategic storage facilities and marketing operations. The Company has Joint Ventures with renowned international companies and is continually following an aggressive growth strategy with planned expansions, acquisitions and penetration into new markets.
 
 
 
 
 
 
 
 Role Overview:
 
 
 
 
 
 
 
 The incumbent will support a range of finance functions, including Treasury, Trade Finance, Taxation, Cost &amp; Management Accounting, and Import/Export Finance. The role involves financial reporting, analysis, compliance, process improvement, and providing financial support to business operations. Responsibilities may vary depending on business requirements and the successful candidate's experience.
 
 
 
 
 
 
 
 Qualifications, Experience &amp; Skills
 
 
 
 <ul>
 <li>
 Minimum
 
 16 years of education
 
 in Accounting, Finance, Business Administration, or a related discipline.
 </li>
 <li>
 
 ACCA, ACMA/CIMA, MBA (Finance), or other relevant professional finance qualifications will be an added advantage
 
 </li>
 <li>
 Up to 8 years of relevant post-qualification experience in one or more finance disciplines,
 
 
 including Treasury, Imports/Exports, Taxation, Cost &amp; Management Accounting, and Trade Finance.
 </li>
 <li>
 Working knowledge of import and export documentation, letters of credit (LCs), duties, taxes, freight, and related procedures will be an added advantage.
 </li>
 <li>
 Sound understanding of accounting for operational transactions, costs, margins, gains and losses, and period-end reconciliations.
 </li>
 <li>
 Strong analytical skills with the ability to investigate financial variances, identify exceptions, and recommend practical solutions.
 </li>
 <li>
 Experience in the
 
 oil &amp; gas, refining, or petroleum industry
 
 will be preferred.
 </li>
 <li>
 Hands-on experience with ERP systems, preferably
 
 SAP S/4HANA (SAP FICO)
 
 .
 </li>
 <li>
 Advanced proficiency in
 
 Microsoft Excel
 
 and financial modelling.
 </li>
 <li>
 Excellent communication, stakeholder management, problem-solving, and interpersonal skills with a high level of accuracy and attention to detail.
 </li>
 </ul>
 
 
 
 
 
 PARCO is an equal opportunity employer. We value diversity and encourage candidates from all backgrounds to apply. Our commitment to a conducive work environment is designed to attract and nurture top talent
 
 
 
 
</div>

Accountant

Oraan

<div>
 
 Location:
 
 Karachi
 
 
 Department:
 
 Finance
 
 
 About the Role
 
 We are looking for a detail-oriented Finance Associate to support day-to-day financial operations and ensure accuracy across accounting, treasury, and reporting processes. This role requires someone who can manage financial records, coordinate payments, and support audits while maintaining strong financial discipline and compliance.
 
 
 What You&rsquo;ll Own
 
 
 Accounting &amp; Financial Reporting
 
 
 <ul>
 <li>
 Record and maintain financial transactions in QuickBooks Online (QBO).
 </li>
 <li>
 Post journal entries and maintain accurate financial records.
 </li>
 <li>
 Prepare financial reports and support month-end and year-end closing activities.
 
 
 </li>
 </ul>
 
 Accounts Payable &amp; Reconciliations
 
 
 <ul>
 <li>
 Oversee vendor payment processing and ensure proper documentation.
 </li>
 <li>
 Manage monthly payout processing including GL entries and reconciliations.
 </li>
 <li>
 Perform bank reconciliations and resolve any discrepancies.
 
 
 </li>
 </ul>
 
 Treasury Management
 
 
 <ul>
 <li>
 Support daily treasury operations and monitor cash flow.
 </li>
 <li>
 Coordinate with internal teams to forecast monthly fund requirements.
 </li>
 <li>
 Liaise with banks for fund transfers and treasury transactions.
 
 
 </li>
 </ul>
 
 Audit &amp; Compliance
 
 
 <ul>
 <li>
 Coordinate with external auditors and provide required documentation.
 </li>
 <li>
 Prepare year-end financial schedules and supporting records.
 </li>
 <li>
 Address audit queries and ensure timely resolution of observations.
 
 
 
 </li>
 </ul>
 Who You Are
 
 <ul>
 <li>
 1&ndash;3 years of experience in finance, accounting, or related roles.
 </li>
 <li>
 Strong understanding of accounting principles and financial processes.
 </li>
 <li>
 Experience using accounting tools such as QuickBooks or similar systems.
 </li>
 <li>
 Strong attention to detail with good analytical and reconciliation skills.
 </li>
 <li>
 Organized, reliable, and able to manage multiple deadlines.
 </li>
 <li>
 Comfortable working in a fast-paced, collaborative environment.
 
 
 </li>
 </ul>
</div>

Finance Associate

BMA Investment Advisors

Key Responsibilities:* Proactively identify, prospect, and generate new business opportunities within the corporate sector through networking, referrals, market intelligence, and strategic outreach.* Acquire and grow corporate relationships to increase Assets Under Management and achieve business targets.* Build, manage, and strengthen long-term relationships with corporate clients, including businesses, institutions, trusts, foundations, and other organizations.* Identify opportunities within existing corporate relationships and develop strategies to expand wallet share.* Conduct meetings with key decision-makers to understand investment objectives and liquidity management requirements.* Recommend suitable mutual fund products and investment solutions in line with clients&rsquo; financial objectives, investment policies, and applicable guidelines.* Develop and maintain a strong pipeline of corporate prospects and actively convert leads into investment relationships.* Deliver exceptional client service while ensuring compliance with regulatory requirements, MUFAP guidelines, and internal policies.* Stay informed about market developments, economic trends, regulatory updates, and mutual fund products to provide relevant investment insights.* Collaborate with internal teams to ensure seamless onboarding, servicing, and retention of corporate clients.Requirements:* Bachelor&rsquo;s Degree in Business Administration, Finance, Economics, Marketing, or any other relevant discipline.* 2-4 years of Experience in Corporate Sales, Corporate Banking, Treasury Sales, Mutual Funds, Asset Management, Wealth Management, Investments, or Financial Services.* Strong business development, client acquisition, and corporate relationship management skills.* Proven ability to generate leads and acquire new corporate clients.* Understanding of investment products, capital markets, and corporate investment requirements.* Excellent communication, presentation, negotiation, and stakeholder management skills.* Goal-oriented mindset with a strong focus on AUM growth and business development.* Existing networks within the corporate sector will be considered an advantage.* IFMP Certification will be considered a plus.Pay: Rs55,000.00 - Rs100,000.00 per monthApplication Question(s):<ul><li>Years of Experience </li><li>Last/Current Salary </li><li>Expected Salary </li><li>Notice Period </li></ul>Work Location: In person

Wealth Manager - Corporate Sales

Apace Sol

Position Overview We are seeking a data-driven Retail Data Analyst to optimize omni-channel performance. In this role, you will analyze large datasets spanning in-store transactions, e-commerce behavior, and customer loyalty programs. Using Power BI and Python, you will build high-impact business dashboards, automate repetitive data preparation, and deliver insights to merchandising and marketing stakeholders.Key Responsibilities&middot; Dashboard Development: Design and maintain interactive Power BI dashboards to track weekly/monthly store KPIs, sales velocity, and profit margins.&middot; Data Wrangling: Write clean Python scripts (using pandas and NumPy) to extract, clean, and merge messy data across point-of-sale (POS) systems, Shopify, or ERPs.&middot; DAX Modeling: Build relational data models and complex DAX measurements in Power BI Desktop to calculate customer lifetime value (LTV) and basket size metrics.&middot; Trend Analysis: Identify structural shifts in retail metrics like conversion rates, average order value (AOV), and promotional performance.&middot; Stakeholder Delivery: Present clear analytical findings and &quot;data stories&quot; to category managers to influence markdown and stocking decisions.Required Skills &amp; Qualifications&middot; Experience: 2&ndash;4 years of experience analyzing operational data, preferably within a retail or consumer goods environment.&middot; Power BI Mastery: High proficiency in Power BI, Power Query, and writing advanced DAX calculations.&middot; Python Capabilities: Hands-on experience writing Python scripts for ETL, data cleanup, and structural analysis.Core Technical Stack: Strong SQL querying skills to extract information from cloud data warehouses (e.g., Snowflake, Azure SQL).Benefits:<ul><li>Punctuality bonus</li><li>Performance bonus</li><li>Growth opportunities</li><li>15 Annual Leaves.</li><li>Annual Leaves encashment</li><li>Yearly increment</li><li>Alternate Saturdays Off with encashment</li><li>Paid Overtime</li><li>A chance to work for US top-rated brands</li></ul>Job Timings: 08:30 PM to 05:30 AM (Night Shift) - This may change due to Day-Light SavingApplication Question(s):<ul><li>Do you have experience working as a Data Analyst in the retail e-commerce business?</li><li>Are you fine working on-site night shift?</li><li>What's your Current/ last Salary?</li></ul>Work Location: In person

Data Analyst – Retail Performance & Business Intelligence (Mid-Level)

Divinatory Solutions

Technical Research Analyst &ndash; On-Site | KarachiJob DescriptionDivinatory Solutions is seeking a Technical Research Analyst with strong expertise in technical research, data analysis, and technical writing. The ideal candidate should be detail-oriented, analytical, and capable of producing high-quality research reports, literature reviews, and case studies using credible academic and industry sources.Candidates with educational backgrounds in Computer Science, Software Engineering, Artificial Intelligence, Cybersecurity, Information Technology, Machine Learning, or other related disciplines are encouraged to apply.Job Type: Full-time (On-Site) Location: Shahrah-e-Faisal, Karachi Salary: PKR 70,000 &ndash; 100,000 per month Working Hours: 9:00 AM &ndash; 5:00 PM or 10:00 AM &ndash; 6:00 PM Working Days: Monday to SaturdayKey Responsibilities<ul><li>Conduct technical and academic research using credible journals, publications, and industry resources.</li><li>Collect, analyze, and interpret secondary data from academic, financial, and industry databases.</li><li>Prepare well-structured research reports, technical documentation, literature reviews, and case studies.</li><li>Apply APA, MLA, Chicago, and Harvard citation and referencing styles accurately.</li><li>Utilize research platforms such as Google Scholar, JSTOR, and other scholarly databases.</li><li>Perform quantitative and qualitative data analysis using appropriate statistical tools.</li><li>Present research findings clearly through professional reports and presentations.</li><li>Collaborate with internal teams to deliver high-quality research projects within deadlines.</li></ul>Required Skills<ul><li>Strong understanding of APA, MLA, Chicago, and Harvard referencing styles.</li><li>Proficiency in Python.</li><li>Experience with Microsoft Excel, SPSS, Stata, EViews, SmartPLS, or similar statistical and analytical tools.</li><li>Strong analytical thinking, research, and technical writing skills.</li><li>Excellent written and verbal communication skills.</li><li>Ability to work independently while managing multiple research assignments.</li></ul>Qualifications<ul><li>Bachelor's degree in Computer Science, Software Engineering, Artificial Intelligence, Cybersecurity, Information Technology, Machine Learning, or a related field.</li><li>1&ndash;3 years of experience in technical research, data analysis, report writing, or a related role.</li><li>Strong understanding of quantitative and qualitative research methodologies.</li><li>Candidates with published academic research or prior experience contributing to academic publications will be given preference.</li><li>Prior industry experience will be considered an advantage.</li></ul>Benefits<ul><li>Market competitive salary</li><li>Medical Coverage</li><li>Collaborative and research-focused work environment.</li></ul>How to ApplyInterested candidates should send their updated resume to hr@divinatorysolutions.com or apply via inbox.Work Location: In person

Technical Research Analyst

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