analyst, underwriting Jobs in New York United States

analyst, underwriting

corporate credit underwriting associate - securitized lending / residential warehouse finance Jobs in New York United States

corporate credit underwriting associate - securitized lending / residential warehouse finance

crm specialist Jobs in New York United States

crm specialist

financial analyst Jobs in New York United States

financial analyst

planning analyst Jobs in New York United States

planning analyst

credit analyst

S&P Global

About the Role: 
Grade Level (for internal use): 11
 Title: Senior Analyst - S&P Global Ratings
 
About the Role/The Team: 
S&P Global Ratings is one of the world's leading providers of independent credit risk research and benchmarks. Within S&P Global Ratings, North America Insurance is an important sector of the capital markets as our credit analysis supports key insurers who provide insurance protection and serves as a growth driver for many areas of the economy. If you are interested in helping to facilitate this growth while challenging yourself in a fast-paced environment, this is the right position for you. You will join a professional team of analysts that maintains a strong culture of analytical and service excellence in a supportive, globally-minded , and collegial environment.
 
As a Senior Analyst on the team, you will primarily be responsible for conducting comprehensive credit analysis in assigning life/health insurance financial strength and debt ratings, as well as collaborating with analytical colleagues in financial services sectors across the U.S. & Canada. As part of your role, you will meet with issuers, assess historical and projected data, and compile this information into a thorough committee presentation and effective written analysis. You may also participate in moderately complex analytical and financing-specific situations, assist in resolving client needs, participate in investor calls with more senior analysts, and contribute to research for publications or special projects. As your career progresses, you may have the opportunity to present at conferences, support and write opinion pieces, or speak with the media.
 
The Senior Analyst undertakes rigorous analytical work and is proficient in conducting research and fundamental credit analysis, analyzing financial statements, building financial models and forecasts, and writing analytical reports on rated insurance entities. The successful candidate works effectively both in a team and individually, possesses strong interpersonal and communication skills, is client-focused , and demonstrates solid presentation skills in front of internal and external audiences. We offer a supportive and flexible work environment within a team of about 15 analysts (per sector) with diverse backgrounds and experiences. We work in a hybrid environment with 2 days in the office and 3 days remote.
 
Responsibilities and Impact: Key Responsibilities
 
Serve as the primary analyst for assigned issuers, preparing well-supported rating recommendations for rating committees with clear rating reports supporting our credit opinions
 
Serve as an active, vocal voting member of rating committees, which deliberate rating outcomes and review materials prior to publication
 
Publish timely and insightful credit reports as well as contribute to relevant research pieces
 
Demonstrate strong knowledge of ratings criteria and financial statement analysis, while staying informed on relevant news and issues affecting credit quality in the industry and broader market
 
Provide analytical support to team members, fostering a collaborative environment
 
Connect your day-to-day analytical work with broader team priorities and strategic objectives
 
Engage with clients and stakeholders to gather information, present findings, and address inquiries in a professional manner
 
Apply solutions to complex analytical issues while taking an end-to-end view of credit assessment processes
 
Take initiative to identify potential credit risks and suggest process improvements to enhance analytical quality
 
Deliver high-quality analytical work consistently while meeting critical deadlines
 
Identify and resolve analytical challenges using data-driven approaches and creative problem-solving
 
All employees are required to work from the office a minimum of 2 days per week
 
We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer
 
Required Qualifications: 
Bachelor's degree in Finance, Economics, Accounting, Engineering, Mathematics, or related analytical field; MBA, CPA, or CFA preferred
 
More than 3 years of relevant work experience with financial statement analysis, accounting concepts and financial modeling, preferably with experience in corporate credit analysis
 
Strong client-facing skills with ability to communicate complex analytical concepts to diverse audiences
 
Ability to think independently and critically with strong integrity, analytical curiosity, problem-solving, and research skills
 
Excellent interpersonal and communication skills (both written and verbal) for internal and external stakeholder interactions
 
Strong attention to detail and demonstrated quantitative analysis capabilities
 
Ability to accurately interpret financial data and appropriately apply analytical criteria to generate key insights and conclusions
 
Collaborative team player with ability to work independently and willingness to support team initiatives
 
Proactive and organized with excellent time management skills and ability to prioritize multiple competing deadlines
 
Strong understanding of financial reporting and capital markets, with knowledge of credit rating methodologies preferred
 
Proficient in Microsoft Office suite and aptitude for learning proprietary analytical software and databases
 
Compensation/Benefits Information: (This section is only applicable to US candidates): S&P Global states that the anticipated base salary range for this position is $110,000 to $150,000 . Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications.
 
About S&P Global Ratings
 At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
 S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.
 
For more information, visit www.spglobal.com/ratings
 
What’s In It For You?
 
Our Purpose: 
Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world.
 
Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress.
 
Our People: 
We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
 
From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.
 
Our Values: 
Integrity, Discovery, Partnership
 
At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.
 
Benefits: 
We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.
 
Our benefits include: 
Health & Wellness: Health care coverage designed for the mind and body.
 
Flexible Downtime: Generous time off helps keep you energized for your time on.
 
Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
 
Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
 
Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
 
Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.
 For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries
 
Global Hiring and Opportunity at S&P Global: 
At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.
 
S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.
 
Recruitment Fraud Alert: 
If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to reportfraud@spglobal.com . S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre-employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here .
 
-----------------------------------------------------------
 
Equal Opportunity Employer
 S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.
 
If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
 
US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf
 
----------------------------------------------------------- 202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group)
 
Job ID: 322291
 Posted On: 2025-11-11
 Location: New York, New York, United States

Senior Analyst - S&P Global

Moody's

<div>At Moody's, we unite the brightest minds to turn today&rsquo;s risks into tomorrow&rsquo;s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are&mdash;with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody&rsquo;s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we&rsquo;re advancing AI to move from insight to action&mdash;enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.<div><div><div><h2 class="jobSectionHeader">
AVP - Analyst</h2>
</div><div>
Employer: Moody&rsquo;s Investors Service, Inc.
Title: AVP &ndash; Analyst
Location: 7 World Trade Center, 250 Greenwich Street, New York, NY 10007
Duties: Lead and conduct quantitative assessment of financial statements and economic/market data. Perform intensive analysis of indentures, collateral management agreements, official statements, and other legal documents for structured credit transactions backed by corporate assets (BSL CLO, SME CLO, CBO), bank debts (TruPS) or other types instruments (e.g. Project Finance CDO, Municipal CDO, SF CDO, Structured Notes). Conduct initial and on-going credit analysis on a dedicated portfolio of companies. Actively monitor portfolio and make recommendations for rating transitions in a timely manner. Work on new-issue rating assignments as needed including Refi/Reset/New transactions. Formulate a cogent rating rationale, present to rating committees, and lead committee discussion. Demonstrate rating judgment by distinguishing different entities at different ratings levels. Produce timely, in-depth, high quality, insightful, focused, and relevant research on specific issuers, general credit trends, or sector related issues. Build and maintain high profile relationships with investors and issuers, interacting frequently based upon written industry and topical research. Develop franchise through intermediary marketing and visibility initiatives, including conference participation. Lead issuer meetings, including effectively presenting key rating factors and asking probing questions that result in substantive dialog about key rating issues. Interact with senior company executives, investors, intermediaries and press/media. Effectively and comprehensively present credits in rating committees and other internal analytical meetings. Coach and develop junior analysts and support associates.
Requirements: Requires a Master&rsquo;s degree or foreign equivalent in Finance, Mathematics, Financial Engineering, or a related technical field plus three (3) years of experience as an Analyst or in a related position performing credit analysis in structured finance to understand operational and financial profiles. Must have experience with the following: conducting quantitative financial modeling and statistical analysis; presenting credit analyses internally and externally; leading credit committee discussions; reviewing and analyzing deal documents, including indentures and loan documents; authoring credit opinions, issuer analyses, or internal research memos, and publishing research papers externally; applying knowledge of financial and fixed income markets and analyzing credit impact; leading projects utilizing an agile framework that involves both internal and external stakeholders; and working with Microsoft Power Platform low-code/no-code tools and programming languages, including VBA, SQL, Python, and R.
For US-based roles only: the anticipated hiring base salary range for this position is $148,678 to $236,800, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody&rsquo;s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.
To apply, please submit resume through careers.moodys.com or via e-mail at hrbox28@moodys.com. Please refer to Job Ref. 10857.</div></div></div>
For US-based roles only: the anticipated hiring base salary range for this position is $148,678 - $236,800, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody&rsquo;s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement. 
 
Moody&rsquo;s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody&rsquo;s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.
For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.
This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act. 
 
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody&rsquo;s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary. 
 
For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet 
 
Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee&rsquo;s tenure with Moody&rsquo;s.</div>

AVP-Analyst

Vaco by Highspring

<div>
 
 Role:
 
 Accounts Receivable Specialist
 
 
 Salary:
 
 $80,000-90,000 base
 
 
 Location:
 
 Nassau County NY - Hybrid (4 days on-site)
 
 
 
 Accounts Receivable Specialist
 
 
 A thriving manufacturing organization is seeking a dedicated and experienced Accounts Receivable (AR) Analyst to join their Finance team. This critical role focuses on managing the collections cycle, ensuring the accuracy of our financial records, and collaborating across departments to maintain healthy customer and intercompany relationships.
 
 This position offers a strong opportunity to utilize your expertise in collections and account reconciliation within a dynamic, goal-oriented environment.
 
 
 
 Responsibilities:
 
 <ul>
 <li>
 
 Collections Management:
 
 Lead dunning activities, proactively contacting domestic and international customers via phone and email to secure timely payment commitments for overdue invoices.
 </li>
 <li>
 
 Analysis and Reporting:
 
 Analyze customer aging reports and past-due receivables (31+ days), documenting detailed collection notes and providing strategic insights to management.
 </li>
 <li>
 
 Dispute Resolution:
 
 Resolve customer disputes, process credit memos, and handle complex billing inquiries by conducting thorough research into payment irregularities and transaction details.
 </li>
 <li>
 
 Account Reconciliation:
 
 Oversee key reconciliation activities, including ensuring the accuracy of the AR subledger and supporting the reconciliation of intercompany AP/AR transactions during the month-end close.
 </li>
 <li>
 
 Cross-Functional Collaboration:
 
 Partner closely with Sales and Customer Service teams to address client balances, resolve disputes, and maintain strong client relationships.
 </li>
 <li>
 
 Credit Review:
 
 Review and release sales orders based on an evaluation of customer credit limits and payment histories.
 </li>
 <li>
 
 Process Efficiency:
 
 Utilize strong ERP system knowledge and advanced Excel skills to support overall team efficiency and contribute to process improvements.
 
 </li>
 </ul>
 
 Qualifications:
 
 <ul>
 <li>
 A minimum of 5+ years of experience in Accounts Receivable, Collections, or a closely related financial role.
 </li>
 <li>
 Goal-oriented mindset with a proven ability to work comfortably with targets and strict deadlines.
 </li>
 <li>
 Exceptional written and verbal communication and interpersonal skills required for effective internal and external customer contact.
 </li>
 <li>
 Proficiency in Microsoft Office, with intermediate to advanced Excel skills essential for analysis and reporting.
 </li>
 <li>
 Strong attention to detail, analytical skills, and a commitment to accurate record-keeping.
 </li>
 <li>
 Experience with major ERP systems is a plus.
 </li>
 <li>
 A Bachelor's degree in Accounting, Finance, or a related field is preferred.
 
 </li>
 </ul>
 Determining compensation for this role (and others) at Vaco/Highspring depends upon a wide array of factors including but not limited to the individual's skill sets, experience and training, licensure and certifications, office location and other geographic considerations, as well as other business and organizational needs. With that said, as required by local law in geographies that require salary range disclosure, Vaco/Highspring notes the salary range for the role is noted in this job posting. The individual may also be eligible for discretionary bonuses, and can participate in medical, dental, and vision benefits as well as the company's 401(k) retirement plan.
</div>

Accounts Receivable Specialist

Santander Holdings USA Inc

Corporate Credit Underwriting Associate - Securitized Lending / Residential Warehouse FinanceCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make:Responsible for underwriting and pro-active portfolio management of a portfolio of RWF transactions. Reporting to the SPG Underwriting and Portfolio Management (U&PM) team Manager.Apply Bank's Credit policies and framework in support of risk management and business development.Build strong relationships throughout the Bank. The main partner is the Structure Product Group / RWF product team. Other relevant partners in the bank are Credit, Relationship, and Legal Partners. Support U&PM Manger on special projects.Responsibilities:<ul><li>Responsible for underwriting new RWF transactions to assist in the growth of the RWF portfolio.</li><li>Responsible for the quality, integrity and soundness of all credit analysis and underwriting, and proposing appropriate risk ratings in accordance with the Bank's credit policies and guidelines.</li><li>Responsible for making recommendations on renewals, modifications, and new transactions.</li><li>Maintain credit files in accordance with policy.</li><li>Manage credit approval process. Prepare presentations for credit committees. Respond to questions as they arise.</li><li>Work closely with and support product team in transaction execution. Coordinate with the corporate credit team and RM on relationship implications for RWF deals.</li><li>Review and validate cash flow models for new transactions and perform stress test analysis.</li><li>Have thorough knowledge of credit policies and procedures and ensure adherence to them. Proactively propose amendments to RWF policy to improve efficiency while remaining compliant with the wider bank policy.</li><li>Ensure regulatory and legal compliance is achieved on RWF transactions.</li><li>Perform ongoing portfolio monitoring of RWF transaction performance (including performance triggers) to identify and anticipate credit issues in a timely fashion. </li><li>Stay current on industry developments, update management as necessary, and propose rating changes when necessary to appropriately reflect credit quality of RWF transactions in the portfolio at all times.</li><li>Support RWF Manager on special projects.</li></ul>What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Qualifications/Education<ul><li>Bachelor's degree in Business Administration, Accounting, Finance, Economics or equivalent work experience. Quantitative background is a plus.</li><li>2 to 6 years' experience.</li></ul>Specialized Knowledge/Technical Skills<ul><li>Strong technical and analytical skills.</li><li>Strong attention to detail and organizational skills.</li><li>Knowledge of applicable laws and industry data sources.</li><li>Demonstrated experience working with multiple asset classes.</li><li>Deep knowledge of RWF cash flow models.</li><li>Understanding of legal documentation for ABS transactions.</li><li>Completion of a formal credit training program would be a plus.</li><li>Demonstrated track record of managing and leading transactions, within a team environment to manage, monitor and grow portfolio.</li><li>Ability to work well with others at all levels of the organization to obtain cooperation and to foster a business environment that is based upon mutual respect and teamwork.</li><li>Ability to work independently as needed to achieve objectives.</li><li>Knowledge of credit policies, procedures, regulations and applicable law.</li><li>Excellent written/verbal communication and interpersonal skills.</li><li>Proficiency in Microsoft software package, Word, Powerpoint, Excel & Outlook.</li><li>Programing skills would be a highly values plus.</li></ul>Certifications:<ul><li>Other: Completion of bank-certified course in Credit Training - Preferred.</li></ul>It Would Be Nice For You To Have:<ul><li>Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</li><li>Experience in Microsoft Office products.</li></ul> What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $108,750.00 USD Maximum: $175,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Corporate Credit Underwriting Associate - Securitized Lending / Residential Warehouse Finance

Structured/Project Finance - Underwriting & Portfolio Management AssociateCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: The Associate, Underwriting & Portfolio Management will be responsible for managing the Underwriting & Portfolio Management of a defined portfolio of Structured Finance transactions. The Portfolio is comprised of Project Finance and Fund Finance loans.This position will work closely with the 1LoD product teams to present and defend business opportunities to the 2nd Line of Defense. The candidate will manage the business relationship with risk and ensure all required portfolio management tasks are completed.Responsibilities: Communicates portfolio trends, risks and mitigants to senior leadership. Develops and manages portfolio information needed to accommodate sound risk management, economic and regulatory reporting requirements. Leads underwriting, structuring and closing of amendments, upsizes and extensions, as needed, including annual reviews and credit approval memos. Develop credit recommendations which include clear views of credit structures and borrower's risks. Lead the financial modelling of complex structured corporates, including the impacts of complex transactions including mergers, acquisitions and divestitures. Supports junior development through building strong relationships with the team as a mentor as needed. Collaborates with product team members prior to loan closing on approval memos, legal documentation, collateral review and funding approvals. Manages and controls risks throughout the post-closing credit process to ensure strong borrower performance. Monitors and enforces terms of loan agreement / documents. Identifies and establishes best practices policies and procedures. Manages other Portfolio Management functions, including collaborating with new business team on up-front and ongoing client due diligence, etc. Leads and/or provides valuable input for broader business initiatives, projects and goals.What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Education:Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field. (Required)CFA Charter and/or MBA (Preferred)Work Experience:Financial analysis, structuring, underwriting and portfolio management. Experience with infrastructure companies, and/or project finance loans (preferably renewable energy - wind, solar, etc) Skills and Abilities: Proficient communicator (orally and in writing) with clients, peers and fellow associates Proficient with Microsoft Office applications Ability to work and interact with various departments Ability to work in a fast-paced, sometimes stressful, environment with many critical deadlines Thorough knowledge and understanding of Structured Finance loan products and servicesCertifications:<ul><li>Other: Completion of bank-certified course in Credit Training - Preferred.</li></ul>It Would Be Nice For You To Have:<ul><li>Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</li><li>Experience in Microsoft Office products.</li></ul> What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $78,750.00 USD Maximum: $122,500.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Structured/Project Finance - Underwriting & Portfolio Management Associate

USA Underwriting & Portfolio Management IC6-3Country: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: The main function of the CIB Underwriting & Portfolio Management - IC6 is to assist the Underwriter(s) in analyzing, processing and packaging commercial loans. <ul><li>Collects, packages, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs.</li><li>Orders and performs the preliminary review of all third party reports (appraisal, inspection and environmental) for compliance with guidelines.</li><li>Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines.</li><li>Conducts detailed economic and demographic research to determine feasibility of transactions.</li><li>Assists the underwriter in preparing and presenting comprehensive loan approval package to credit committee.</li><li>Conducts inspections of physical assets.</li></ul> What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.<ul><li>Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required.</li></ul><ul><li>3+ Years Related experience and/or training. - Required.</li></ul><ul><li>Excellent written and verbal communication skills.</li><li>Strong analytical skills and proficient with financial statements.</li><li>Ability to work in a fast paced environment with little supervision.</li><li>Ability to work well with others and on teams.</li><li>Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint.</li><li>Demonstrates strong judgment and sound credit skills.</li><li>Knowledge of Federal banking regulations.</li></ul> Certifications:<ul><li>No Certifications listed for this job.</li></ul> It Would Be Nice For You To Have:<ul><li>Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</li><li>Experience in Microsoft Office products.</li></ul> What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $82,500.00 USD Maximum: $135,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

USA Underwriting & Portfolio Management IC6-3

Apollo

<div><div>Position Overview</div><div>
At Apollo, we&rsquo;re a global team of alternative investment managers passionate about delivering differentiated value to our investors and shareholders. With over 30 years of proven expertise across Private Equity, Credit, and Real Estate, regions and industries, we&rsquo;re known for our integrated businesses, our strong investment performance, our value-oriented philosophy &ndash; and our people.</div><div></div><div>
Apollo Capital Solutions (&ldquo;ACS&rdquo;) anchors the Firm&rsquo;s capital markets, syndication, and dedicated origination efforts. As one centralized team, ACS partners with each of Apollo&rsquo;s investment businesses to provide capital markets expertise, structuring, execution, and ultimately drive syndication efforts on investments across Credit, Hybrid, and Equity. The continued build and evolution of the ACS business is one of Apollo&rsquo;s key strategic initiatives &ndash; you can learn more about it here.</div><div></div><div>
The Role 
The ACS Equity Capital Markets (&ldquo;ECM&rdquo;) team manages all equity-market-related transactions across the Apollo ecosystem, including Initial Public Offerings (IPOs), Follow-On Offerings, and Block Trades. The team plays a key role throughout the lifecycle of Apollo&rsquo;s investments by shaping exit strategies, supporting portfolio companies, generating market insights, and exploring new exit technology &amp; alternatives.</div><div></div><div>
The ACS ECM team is seeking an Analyst to join their growing New York team &ndash; primary responsibilities include:</div><ul><li>
Work with deals teams and support senior-level capital markets professionals in underwriting exit assumptions, crafting equity theses, and preparing companies for public market exits</li><li>
Develop timely insight into current equity markets and sector trends</li><li>
Support senior-level team in driving execution for equity-related transactions throughout the lifecycle of the investment (including the execution of IPOs and secondary sales)</li><li>
Prepare, organize, and maintain deal-related marketing materials and analyses</li><li>
Prepare and organize team-level and portfolio-level data processes and projects</li><li>
Build and maintain databases relevant to the business</li></ul><div></div><div>
Qualifications &amp; Experience</div><ul><li>
1 - 2 years of analyst experience at an investment bank within equity capital markets, private capital markets, financial sponsor coverage, or an industry vertical</li><li>
Strong attention to detail with a proven ability to multitask and operate as both a self-starter and team player</li><li>
Strong financial acumen, data analysis, and presentation (i.e., Excel, PowerPoint) skills</li><li>
Excellent written, oral communication, and reasoning skills</li><li>
Ability to work under pressure in a rapidly changing environment to meet deadlines</li><li>
Interest in equity markets withan understanding of macro trends and market environment</li></ul><div></div><div>
About Apollo 
Apollo is a high-growth, global alternative asset manager. In our asset management business, we seek to provide our clients excess return at every point along the risk-reward spectrum from investment grade credit to private equity. For more than three decades, our investing expertise across our fully integrated platform has served the financial return needs of our clients and provided businesses with innovative capital solutions for growth. Through Athene, our retirement services business, we specialize in helping clients achieve financial security by providing a suite of retirement savings products and acting as a solutions provider to institutions. Our patient, creative, and knowledgeable approach to investing aligns our clients, businesses we invest in, our employees, and the communities we impact, to expand opportunity and achieve positive outcomes. As of June 30, 2024, Apollo had approximately $696 billion of assets under management. To learn more, please visit www.apollo.com.</div><div></div><div>
Our Purpose &amp; Core Values 
Our clients rely on our investment acumen to help secure their future. We must never lose our focus and determination to be the best investors and most trusted partners on their behalf. We strive to be:</div><ul><li>
The leading provider of retirement income solutions to institutions, companies, and individuals.</li><li>
The leading provider of capital solutions to companies. Our breadth and scale enable us to deliver capital for even the largest projects &ndash; and our small firm mindset ensures we will be a thoughtful and dedicated partner to these organizations. We are committed to helping them build stronger businesses.</li><li>
A leading contributor to addressing some of the biggest issues facing the world today &ndash; such as energy transition, accelerating the adoption of new technologies, and social impact &ndash; where innovative approaches to investing can make a positive difference.</li></ul><div></div><div>
We are building a unique firm of extraordinary colleagues who:</div><ul><li>
Outperform expectations</li><li>
Challenge Convention</li><li>
Champion Opportunity</li><li>
Lead responsibly</li><li>
Drive collaboration</li></ul><div></div><div>
As One Apollo team, we believe that doing great work and having fun go hand in hand, and we are proud of what we can achieve together.</div><div></div><div>
Our Benefits 
Apollo relies on its people to keep it a leader in alternative investment management, and the firm&rsquo;s benefit programs are crafted to offer meaningful coverage for both you and your family.</div><div></div><div>
Apollo Global Management, Inc. (together with its subsidiaries and affiliates) is an equal opportunity/affirmative action employer. The firm and its affiliates do not discriminate in employment because of race, color, religion, gender, national origin, veteran status, disability, age, citizenship, marital or domestic/civil partnership status, sexual orientation, gender identity or expression or because of any other criteria prohibited under controlling federal, state or local law.</div><div></div><div>
Pay Range</div>
$110,00 - $150,000<div>
Apollo Global Management, Inc. (together with its subsidiaries and affiliates) is committed to championing opportunity.</div><div></div><div>
The firm and its affiliates comply with applicable discrimination and equal opportunities legislation in all of its jurisdictions and do not discriminate in employment or recruitment based on race, color, religion, gender, national origin, veteran status, disability, age, citizenship, marital or domestic/civil partnership status, sexual orientation, gender identity or expression or any other protected characteristic under applicable law.</div><div></div><div>
The contents of the qualifications and experience section of this job description are a guideline only. If an applicant can otherwise demonstrate their suitability for the role they will be considered.</div><div></div><div>
The base salary range for this position is listed above. This position is also eligible for a discretionary annual bonus based on personal, team, and Firm performance. Compensation ranges are based on several factors including job function, level, and geographic location. Final offer amounts are determined by multiple factors including candidate experience and expertise, and may vary from the amounts listed here.</div></div><div></div>

Analyst, Apollo Capital Solutions - Equity Capital Markets

Explore 87+ Credit analyst in New York United States this November. Find roles across top companies and apply now to boost your career.