project manager

operations manager

contracts manager

finance manager

financial analyst

risk manager

Raqamyah | رقمية

<div>
 
 
 Company Description
 
 
 
 Raqamyah | رقمية is the leading crowdfunding platform in Saudi Arabia licensed by the Saudi Central Bank (SAMA). The company empowers SMEs by providing quick and accessible financing solutions while offering attractive investment opportunities with competitive returns to investors. Utilizing innovative financial technologies, Raqamyah aims to boost economic growth by supporting entrepreneurs and investors.
 
 
 
 
 
 Role Overview:
 
 
 The
 
 Risk Manager
 
 is responsible for designing, implementing, and maintaining a comprehensive risk management framework across Raqamyah&rsquo;s operations, in alignment with the
 
 Saudi Central Bank (SAMA) Risk Management and Corporate Governance Regulations
 
 . The role ensures that all material risks &mdash; credit, operational, liquidity, market, compliance, and information security &mdash; are effectively identified, assessed, monitored, and reported.
 
 
 This is a critical control function supporting Raqamyah&rsquo;s mission to maintain prudent risk culture, regulatory compliance, and financial sustainability as the company scales its institutional and retail lending operations.
 
 
 
 
 
 Key Responsibilities:
 
 
 
 
 
 1. Risk Governance &amp; Framework
 
 <ul>
 <li>
 Establish and maintain Raqamyah&rsquo;s
 
 Enterprise Risk Management (ERM)
 
 framework, policies, and procedures in line with
 
 SAMA requirements
 
 .
 </li>
 <li>
 Ensure proper risk governance structure, including
 
 risk appetite statements, limits, and key risk indicators (KRIs)
 
 .
 </li>
 <li>
 Facilitate periodic reviews and approval of risk policies by the
 
 Risk Committee and the Board of Directors
 
 .
 </li>
 <li>
 Promote a
 
 strong risk culture
 
 across all departments through training, awareness, and reporting.
 </li>
 </ul>
 
 
 
 
 2. Credit &amp; Portfolio Risk
 
 <ul>
 <li>
 Oversee the credit risk management framework for
 
 SME and micro-lending portfolios
 
 .
 </li>
 <li>
 Review borrower assessment methodologies, credit scoring models, and default probability estimates.
 </li>
 <li>
 Monitor portfolio concentration, delinquency, and
 
 Expected Credit Loss (ECL)
 
 under
 
 IFRS 9
 
 .
 </li>
 <li>
 Work closely with the Credit and Collections teams to manage exposures, early warning signals, and provisioning adequacy.
 </li>
 <li>
 Prepare risk analytics and performance dashboards for
 
 institutional lenders and board reporting
 
 .
 </li>
 </ul>
 
 
 
 
 3. Operational &amp; IT Risk
 
 <ul>
 <li>
 Identify, assess, and monitor
 
 operational risks
 
 arising from people, systems, processes, and external factors.
 </li>
 <li>
 Develop and maintain the
 
 Risk Control Self-Assessment (RCSA)
 
 and incident reporting processes.
 </li>
 <li>
 Coordinate with the
 
 Cybersecurity and GRC
 
 teams to ensure compliance with
 
 SAMA Cybersecurity Framework
 
 ,
 
 NCA controls
 
 , and
 
 PDPL
 
 .
 </li>
 <li>
 Support
 
 business continuity and disaster recovery
 
 planning and testing.
 </li>
 </ul>
 
 
 
 
 4. Regulatory, Reporting &amp; Board Support
 
 <ul>
 <li>
 Prepare periodic
 
 risk dashboards and heat maps
 
 for the CEO and Board Risk Committee.
 </li>
 <li>
 Ensure full compliance with
 
 SAMA&rsquo;s Risk Management, Governance, and Internal Control Guidelines
 
 .
 </li>
 <li>
 Coordinate with
 
 Internal Audit, Compliance, and Finance
 
 to close regulatory findings and ensure continuous improvement.
 </li>
 <li>
 Maintain up-to-date
 
 Risk Register
 
 ,
 
 Key Risk Indicators (KRIs)
 
 , and
 
 loss event data
 
 .
 </li>
 </ul>
 
 
 
 
 Qualifications &amp; Experience
 
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in
 
 Finance, Risk Management, Accounting, or related field
 
 (Master&rsquo;s preferred).
 </li>
 <li>
 
 5&ndash;10 years
 
 of experience in risk management, preferably within a
 
 SAMA-regulated financial institution or fintech
 
 .
 </li>
 <li>
 In-depth understanding of
 
 SAMA Risk Management Framework
 
 ,
 
 IFRS 9
 
 , and
 
 credit risk modeling
 
 .
 </li>
 <li>
 Experience in SME lending or consumer finance is a plus.
 </li>
 <li>
 Strong quantitative, analytical, and reporting skills.
 </li>
 </ul>
 
 
 
 
 Preferred Certifications
 
 <ul>
 <li>
 
 FRM (Financial Risk Manager)
 
 &ndash; GARP
 </li>
 <li>
 
 CRM / CRMP / PRM
 
 certifications
 </li>
 <li>
 
 CFA (Chartered Financial Analyst)
 
 &ndash; advantage
 </li>
 <li>
 
 ISO 31000 Risk Management Certification
 
 </li>
 <li>
 
 SAMA or CMA regulatory training
 
 </li>
 </ul>
 
 
 
 ﻿
 
 
 
 
 Key Competencies
 
 <ul>
 <li>
 Strong analytical and critical thinking.
 </li>
 <li>
 Deep understanding of risk management practices and regulatory requirements.
 </li>
 <li>
 Excellent communication and presentation skills (Arabic and English).
 </li>
 <li>
 High ethical standards, integrity, and independent judgment.
 </li>
 <li>
 Ability to work cross-functionally with technology, credit, finance, and compliance teams.
 </li>
 </ul>
 
 
 
</div>

Risk Manager

Job Title: Risk ManagerDepartment: Finance / Compliance / Project Management Reporting To: General Manager / Chief Financial OfficerJob Purpose: The Risk Manager is responsible for identifying, analyzing, and mitigating potential risks that could affect the company&rsquo;s operations, projects, or reputation. The role ensures that all business activities comply with internal policies, industry standards, and regulatory requirements, while supporting strategic decision-making to minimize financial and operational losses.Key Responsibilities:<ul><li>Develop and implement a comprehensive risk management framework across the organization.</li><li>Identify potential financial, operational, legal, and safety risks affecting company assets and projects.</li><li>Conduct regular risk assessments and prepare detailed risk analysis reports.</li><li>Recommend and implement control measures to minimize identified risks.</li><li>Collaborate with project teams and department heads to ensure risk mitigation strategies are integrated into daily operations.</li><li>Monitor external factors such as market conditions, legal changes, and geopolitical developments that may impact company activities.</li><li>Manage the company&rsquo;s insurance portfolio and ensure adequate coverage for assets, personnel, and liabilities.</li><li>Lead incident investigations and coordinate root cause analysis for risk-related events.</li><li>Provide training and awareness programs on risk management policies and best practices.</li><li>Prepare periodic reports for senior management highlighting key risks and mitigation progress.</li><li>Support business continuity planning and crisis management initiatives.</li></ul>Qualifications &amp; Skills:<ul><li>Bachelor&rsquo;s degree in Risk Management, Finance, Business Administration, or Engineering.</li><li>Professional certification such as CRM, ISO 31000, or similar is preferred.</li><li>Minimum 8&ndash;10 years of experience in risk management, preferably in construction, oil &amp; gas, or large-scale project environments.</li><li>Strong analytical and problem-solving abilities.</li><li>Excellent communication, leadership, and reporting skills.</li><li>Proficiency in MS Office and risk assessment tools.</li><li>High attention to detail and ability to work under pressure.</li></ul>Job Types: Full-time, Permanent

Confidential Government

<div>
 
 
 Main Roles:
 
 
 <ul>
 <li>
 Strategy &amp; Framework Development: Develop, implement, and continuously refine the comprehensive Enterprise Risk Management (ERM) framework, policies, and procedures across all departments, ensuring alignment with organizational objectives and regulatory requirements.
 </li>
 </ul>
 
 
 
 <ul>
 <li>
 Executive Reporting &amp; Governance: Lead the process of identifying, measuring, and reporting key risks and mitigation progress to senior management and the Board of Directors. This includes defining the organization's risk appetite and tolerance levels.
 </li>
 </ul>
 
 
 
 <ul>
 <li>
 Team Leadership &amp; Oversight: Lead and manage the risk team, providing direction, setting priorities, and ensuring the timely and high-quality execution of all risk assessment and monitoring activities.
 </li>
 </ul>
 
 
 
 <ul>
 <li>
 Cultural Integration: Drive the integration of risk management best practices and foster a proactive, risk-aware culture throughout the business planning and decision-making processes across the company.
 </li>
 </ul>
 
 
 
 <ul>
 <li>
 Major Incident Escalation &amp; Response: Oversee the handling of critical risk incidents, coordinating cross-functional response teams, and ensuring that post-incident analyses and remediation plans are fully implemented.
 </li>
 </ul>
 
 
 
 <ul>
 <li>
 Business Unit Liaison: Act as the dedicated risk consultant and advisor to key business units, conducting tailored training sessions and ensuring their processes and activities fully adhere to the established ERM framework and policies.
 </li>
 </ul>
 
 
 
 
 
 Experience
 
 :
 
 <ul>
 <li>
 6 to 8 years of practical experience in the field of Risk Management.
 </li>
 <li>
 Full awareness, knowledge, and professionalism in international practices for risk and crisis management.
 </li>
 <li>
 At least 2 years of experience in a supervisory role.
 </li>
 </ul>
 
 
 
 
 
 Educational Level:
 
 
 <ul>
 <li>
 Master's in Business Administration (MBA) or related fields.
 </li>
 </ul>
 
 
 
 
 
 Specialized Certifications:
 
 
 
 Obtained professional certifications in the field of Risk Management, such as:
 
 <ul>
 <li>
 Certified Operational Risk Professional (CORP)
 </li>
 <li>
 Certified Operational Risk Manager (CORM)
 </li>
 <li>
 Certified Risk Management Professional (CRMP)
 </li>
 <li>
 Certified ERM Specialist (CERM)
 </li>
 <li>
 Certified GRC Professional (GRCP)
 </li>
 </ul>
 
 
</div>

Wood PLC

<div>Remarkable people, trusted by clients to design and advance the world.
Wood is currently seeking a Risk Manager to support our Projects business. Ma&rsquo;aden is executing a strategic project to develop a new gold mine and processing facility in alignment with the Kingdom&rsquo;s Vision 2030 and Ma&rsquo;aden&rsquo;s 2040 Strategic Objectives. Located in Ar Rjum, KSA</div>
 <div>What we can offer
<ul><li>Medical Insurance - Ensures specialist care is available to you and eligible family members residing in country. Pre-existing medical conditions are covered. No limit on number of children covered under the policy however age and coverage limits apply in line with KSA CCHI rules. Option to select higher medical cover payable at employees own expense.
</li><li>Employee Assistance Programme - Allows you to feel comfortable knowing that you or your immediate family members can confidentially discuss any work or personal issues that are an inevitable part of life. The program helps support your mental, physical, social &amp; financial well-being.
</li><li>GOSI (Social Insurance) - Payable to KSA employees, social insurance contributions are paid by the company in line with Government legislation to cover occupational hazards.
</li><li>End of Service Gratuity - In line with KSA Labour Law, all employees are eligible for an End of Service benefit.
</li><li>Examination Leave - Upon company approval to enroll in an education institute or to continue within such institution, employees have the right to fully paid leave to sit for an examination of an unrepeated year. Leave duration is based on the days of actual examination and must be applied for no less than fifteen days prior exam
</li><li>Professional Memberships - One professional membership, registration, subscription, certification and/or license cost per annum for all active Wood employees. The membership must be relevant to the role you are currently employed in or be part of a development plan. Reimbursement should be claimed via the expenses procedure system, with supporting evidence.
</li><li>Inspire Awards - Our annual awards programme is all about recognising and celebrating our inspirational colleagues &ndash; those designing the future, upholding our values and playing a pivotal role in delivering our strategy. Employees can recognise those who inspire them and make their day by nominating them for their hard work, innovation and tenacity.
</li><li>Long Service Award - Wood values the commitment and loyalty of our people. Celebrating Long Service provides an opportunity for the business to demonstrate their appreciation of the hard work, dedication and many years&rsquo; service of our employees at 5 year service milestones.
</li><li>Career Development Champions - Prioritizes structured growth through goal setting and resource utilization. Employees use tools for planning and feedback, with managers actively coaching and mentoring to support advancement. Continuous learning and development are emphasized to help employees achieve their career goals effectively.
</li></ul>Wood will support Ma&rsquo;aden&rsquo;s PMT in ensuring successful execution and control of the project by:
<ul><li>Develop and implement model risk management program and validation protocol.
</li><li>Lead project risk identification, assessment, and mitigation planning.
</li><li>Maintain and update the project risk registers and ensure alignment with Company&rsquo;s Capital Investment System (MCIS).
</li><li>Facilitate risk workshops and integrate risk insights into project decision-making.
</li><li>Ensure consistency and transparency in risk governance and controls.
</li><li>Provide risk reporting to executive management. Prepare high quality reports, presentations and documentation.
</li><li>Stay current on industry best practices and regulatory requirements.
</li><li>Review internal control reports and recommend improvements.
</li><li>Lead and mentor risk management teams and consultants.
</li><li>Interface with commercial, finance , HR and operation departments on risk related matters.</li></ul></div>
 <div>What makes you remarkable?
At Wood, we are committed to equal opportunities and welcome all talented individuals to consider joining our team. So even if you don't match every statement below but feel you have some of the experience, knowledge or skills needed for this role, we encourage you to apply. It will take all of us working together to deliver solutions to the world&rsquo;s most critical challenges.
Expected
<ul><li>Bachelor degree in Business, Finance , Engineering, Economics, or related fields.
</li><li>Minimum 15&ndash;20 years of experience in project controls, risk management, or mining project execution.</li></ul></div>
 <div><div>Wood is a global leader in consulting and engineering, helping to unlock solutions to critical challenges in energy and materials markets. We provide consulting, projects and operations solutions in 60 countries, employing around 35,000 people. www.woodplc.com 
</div><div></div> 
<div>Diversity Statement
</div><div>We are an equal opportunity employer that recognises the value of a diverse workforce. All suitably qualified applicants will receive consideration for employment on the basis of objective criteria and without regard to the following (which is a non-exhaustive list): race, colour, age, religion, gender, national origin, disability, sexual orientation, gender identity, protected veteran status, or other characteristics in accordance with the relevant governing laws.</div></div>

HALA

<div>
 
 
 Who Are We
 
 
 
 
 HALA is a leading fintech player in the MENAP region that aims to redefine financial services and build the future bank of SMEs. HALA aims at empowering SMEs to start, run, and grow their businesses by providing them with cutting-edge financial and technological tools.
 
 
 
 HALA currently holds multiple entities in UAE, Saudi Arabia and Egypt (including HALA Payments, HALA Cashier and HALA Logistics) and offers solutions that enable merchants to digitize their payments as well as manage their sales and operations.
 
 
 
 Founded in 2017, HALA is currently duly licensed by the Saudi Arabian Central Bank as well as the Financials Services Regulatory Authority (FSRA) in Abu Dhabi Global Market.
 
 
 
 
 
 Role Purpose
 
 
 
 The Operational Risk Manager will be responsible for identifying, assessing, monitoring, and reporting operational risks across Hala Payments&rsquo; business lines, functions, and support units. This role will complement the BCM Manager and IT Risk Manager by ensuring comprehensive risk coverage under the ERM framework, aligned with&nbsp;
 
 SAMA regulations
 
 ,&nbsp;
 
 ISO 31000
 
 , and Hala&rsquo;s risk appetite.
 
 
 
 Key Responsibilities
 
 
 
 
 Operational Risk Framework &amp; Governance
 
 
 <ul>
 <li>
 Implement and maintain the&nbsp;
 
 Operational Risk Management Framework (ORMF)
 
 &nbsp;in line with SAMA guidelines and best international practices.
 </li>
 <li>
 Support the development of policies, procedures, and risk control standards across business and support units.
 </li>
 <li>
 Collaborate with BCM and IT Risk functions to ensure holistic enterprise-wide risk management.
 </li>
 </ul>
 
 
 Risk Identification, Assessment &amp; Monitoring
 
 
 <ul>
 <li>
 Conduct&nbsp;
 
 Risk &amp; Control Self-Assessments (RCSAs)
 
 &nbsp;with business units to identify inherent and residual risks.
 </li>
 <li>
 Develop and maintain the&nbsp;
 
 Operational Risk Register
 
 , ensuring timely updates and tracking mitigation actions.
 </li>
 <li>
 Perform scenario analysis, stress testing, and emerging risk identification.
 </li>
 <li>
 Coordinate with first-line departments to assess&nbsp;
 
 process-level risks
 
 &nbsp;(e.g., payment processing, customer onboarding, fraud management).
 </li>
 </ul>
 
 
 Incident &amp; Loss Event Management
 
 
 <ul>
 <li>
 Establish and oversee a process for&nbsp;
 
 operational risk incidents reporting and root cause analysis
 
 .
 </li>
 <li>
 Track operational loss events, near misses, and develop lessons learned to prevent recurrence.
 </li>
 <li>
 Ensure escalation and reporting to CRO, Risk Committees, and SAMA (where applicable).
 </li>
 </ul>
 
 
 Control Testing &amp; Assurance
 
 
 <ul>
 <li>
 Conduct periodic testing of key operational controls and report on effectiveness.
 </li>
 <li>
 Work with Internal Audit, Compliance, and BCM to strengthen risk-based assurance activities.
 </li>
 <li>
 Monitor third-party/vendor operational risks in collaboration with TPRM.
 </li>
 </ul>
 
 
 Risk Reporting &amp; Committees
 
 
 <ul>
 <li>
 Prepare and present operational risk dashboards, metrics, and KPIs to ERM leadership and Risk Committees.
 </li>
 <li>
 Ensure alignment of operational risk reporting with enterprise-wide risk appetite and tolerance thresholds.
 </li>
 <li>
 Contribute to Board and Executive Committee packs on risk exposure, incidents, and remediation progress.
 </li>
 </ul>
 
 
 Regulatory &amp; Standards Alignment
 
 
 <ul>
 <li>
 Ensure compliance with&nbsp;
 
 SAMA Operational Risk and Resilience regulations
 
 ,&nbsp;
 
 ISO 31000
 
 , and&nbsp;
 
 Basel III operational risk principles
 
 .
 </li>
 <li>
 Support readiness for&nbsp;
 
 SAMA inspections, audits, and stress tests
 
 &nbsp;related to operational risk.
 </li>
 <li>
 Collaborate with BCM and IT Risk Managers to demonstrate operational resilience and business continuity.
 </li>
 </ul>
 
 
 Key Interfaces
 
 
 <ul>
 <li>
 
 Internal:
 
 &nbsp;CRO/Head of ERM, BCM Manager, IT Risk Manager, Compliance, Internal Audit, Legal, Finance, Technology, and Operations.
 </li>
 <li>
 
 External:
 
 &nbsp;Saudi Central Bank (SAMA), external auditors, and third-party vendors.
 </li>
 </ul>
 
 
 Qualifications &amp; Experience
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in&nbsp;
 
 risk management, Business Administration, Finance, or related field
 
 .
 </li>
 <li>
 Professional certifications (preferred):&nbsp;
 
 ISO 31000 Lead Risk Manager, ORM Certification, or equivalent
 
 .
 </li>
 <li>
 Minimum&nbsp;
 
 5&ndash;7 years of experience
 
 &nbsp;in operational risk, ERM, or financial services (preferably payments/fintech/banking).
 </li>
 <li>
 Strong knowledge of&nbsp;
 
 SAMA regulations
 
 , risk governance, and operational resilience frameworks.
 </li>
 <li>
 Proven experience in developing and maintaining risk registers, RCSAs, and incident management.
 </li>
 </ul>
 
 
 Key Skills &amp; Competencies
 
 
 <ul>
 <li>
 Strong analytical and problem-solving skills.
 </li>
 <li>
 Excellent stakeholder management and communication abilities (Arabic &amp; English).
 </li>
 <li>
 High attention to detail with the ability to manage multiple priorities.
 </li>
 <li>
 Proficiency in risk management tools, data analysis, and reporting dashboards.
 </li>
 <li>
 Ability to work collaboratively within a&nbsp;
 
 three-pillar ERM structure (Operational Risk, BCM, IT Risk)
 
 .
 </li>
 </ul>
 
 
 
 &nbsp;
 
 
 What We Offer You
 
 
 
 We believe you will love working at HALA!
 
 <ul>
 <li>
 We have an inclusive and diverse culture that encourages innovation and flexibility in remote, in-office, and hybrid work setups.
 </li>
 <li>
 We offer highly competitive compensation packages, including the potential for shares.
 </li>
 <li>
 We prioritize personal development and offer regular training and an annual learning stipend to tackle new challenges and grow your career in a hyper-growth environment.
 </li>
 <li>
 Join a talented team of over 30 nationalities working in 7 countries and gain valuable experience in an exciting industry.
 </li>
 <li>
 We offer autonomy, mentoring, and challenging goals that create incredible opportunities for both you and the company.
 </li>
 <li>
 You will be given a lot of responsibility and trust.&nbsp;We believe that the best results come when the people responsible for a function are given the freedom to do what they think is best.
 </li>
 </ul>
 &nbsp;
 
 If you think you have what it takes to join a remarkable team #apply_now&nbsp;
 
 
 &nbsp;
 
</div>

Operational Risk Manager

Vanderlande Industries

<div><div>Job Title</div>
Contract and Risk Manager<div></div><div>
Job Description</div><div>
Main Tasks and Responsibilities:</div><div></div><div>
Have you got the drive, courage, and leadership necessary to manage and grow our contract and risk management capabilities in our international Airports project execution department? Can you contribute to incorporate the company strategy and cascade it to the work floor? Are you the one able to make an impact across the whole value chain&mdash;from bid preparation and contract negotiation, through project execution and risk control, to final delivery and claims management? If so, you're the ideal Contract and Risk Manager for us!</div><div></div><ul><li>
Contract and Risk Management:</li></ul><ul><li>
Review contract terms, identify risks, and develop Rights and Obligations.</li><li>
Ensure contract-compliant project implementation and track deviations.</li><li>
Prepare and manage claims, variations, and support negotiations.</li><li>
Conduct risk assessments, maintain a risk register, and develop mitigation strategies.</li><li>
Integrate risk management into project planning and execution.</li></ul><div></div><ul><li>
Contract Administration and Procurement:<ul><li>
Implement contract management processes and commercial strategies.</li><li>
Handle contractual correspondence and finalize subcontract agreements.</li><li>
Provide commercial and financial expertise in negotiations.</li><li>
Support procurement with contractual advice.</li></ul></li></ul><div></div><ul><li>
Project Management and Reporting:</li></ul><ul><li>
Manage customer expectations and stakeholders.</li><li>
Report on project status, track scope changes, and expenditures.</li><li>
Prepare risk reports and communicate strategies.</li><li>
Facilitate risk workshops and training sessions.</li></ul><div></div><ul><li>
Compliance and Continuous Improvement:</li></ul><ul><li>
Ensure compliance with regulations and standards.</li><li>
Maintain documentation of risk management activities.</li><li>
Support audits related to risk management.</li><li>
Review and improve risk management processes.</li><li>
Stay updated with industry trends and best practices.</li></ul><div></div><div>
Required Qualifications:</div><div></div><ul><li>
Education and Experience:</li></ul><ul><li>
Bachelor&rsquo;s degree in relevant fields (Mechanics, Electrics, Civil Engineering, Risk Management, Finance, Business Administration).</li><li>
Professional knowledge of Contract Law.</li><li>
7+ years in risk and contract management in construction/engineering.</li><li>
Experience with major infrastructure projects (&euro;200-250 million).</li><li>
Professional certification in risk management (e.g., CRM, PRM, PMI-RMP) is desirable.</li></ul><div></div><ul><li>
Skills:</li></ul><ul><li>
Strong interpersonal, negotiation, and communication skills.</li><li>
Significant customer and supplier relationship management.</li><li>
Time management and organizational skills.</li><li>
Proficiency in MS Office applications.</li><li>
Analytical and problem-solving skills.</li><li>
Ability to work independently and as part of a team.</li><li>
Attention to detail and accuracy.</li></ul><div></div><ul><li>
Desirable:</li></ul><ul><li>
Site experience in Construction and Engineering.</li><li>
Baggage handling or Construction project procurement experience.</li><li>
Scheduling experience.</li><li>
Knowledge of relevant regulations and standards.</li><li>
Experience with international projects.</li></ul></div><div></div>

Contract and Risk Manager

EMKAN | إمكان

<div>
 
 Job Brief:
 
 
 To identify and manage credit risks. To develop and implement of a comprehensive and effective credit risk management framework that meets established internal standards, aligns with industry best practice and Ekman&rsquo;s risk profile. To support credit strategy implementation through development of policy, monitoring and forecasting credit portfolio risk.
 
 
 Job Responsibilities:
 
 <ul>
 <li>
 Develop the annual business plans for the department ensuring alignment to the function&rsquo;s strategic plan.
 </li>
 <li>
 Contribute to the formulation and implementation of the strategy in line with EMKAN&rsquo;s vision, mission and Business Focus Areas.
 </li>
 <li>
 Report on the progress of activities against the annual business plans, opportunities, challenges and issues faced, mitigations taken, etc. as required, to facilitate informed decision-making.
 </li>
 <li>
 Build and lead a motivated, engaged and competent manpower throughout the division, by setting priorities and objectives, managing performance, and providing ongoing feedback and coaching to meet the departmental challenges and goals.
 </li>
 <li>
 Serve as a role model for the Credit Risk to ensure employees awareness and commitment to EMKAN&rsquo;s vision, mission, values, EMKAN fundamentals and corporate strategy to establish a highly engaged and motivated manpower, and continuously improve performance.
 </li>
 <li>
 Manage Credit Risk staff and teams by overseeing their performance management, recruitment, training and development to ensure high levels of engagement and competence and motivated work environment.
 </li>
 <li>
 Manage employee performance and development by assigning individual performance targets and development objectives at least on an annual basis.
 </li>
 <li>
 Direct and supervise the activities and work of subordinates by providing formal and informal feedback regularly and on a timely basis, to ensure that all work is carried out in an efficient manner and in accordance with set individual targets
 </li>
 <li>
 Recommend an optimum organization structure for the Credit Risk in coordination with the Human Resource Department, to ensure efficient and effective workflow of operational processes and optimal utilization of resources.
 </li>
 <li>
 Collaborate with Human Resource department in development of business unit&rsquo;s manpower plan to ensure timely and best-of-class delivery of tasks.
 </li>
 <li>
 Prepare and recommend the department&rsquo;s budget in alignment to the respective annual business plan.
 </li>
 <li>
 Oversee costs and activities are monitored on a regular basis highlighting any relevant opportunities and issues, to facilitate appropriate decision-making in line with changing priorities.
 </li>
 <li>
 Manage the implementation and contribute towards the development of Credit Risk policies, systems, processes, procedures and controls covering all areas of the function so that all relevant procedural/legislative requirements are fulfilled while delivering a quality, cost-effective service in a consistent manner.
 </li>
 <li>
 Manage the continuous improvement of existing policies, processes and procedures to drive incremental benefits through efficiencies and better insights and analysis.
 </li>
 <li>
 Build high levels of trust and understanding with internal and external stakeholders to promote full compliance with industry regulations and promote broader understanding of EMKAN interests and practices.
 </li>
 </ul>
 
 Qualification and Experience:
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Finance, Business Administration, or any other relevant field (Master&rsquo;s degree is preferred).
 </li>
 <li>
 Minimum of 10-12 years of relevant experience in Credit Risk Function.
 </li>
 </ul>
</div>

Senior Credit Risk Manager

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Operational Risk Manager

Contract and Risk Manager

Senior Credit Risk Manager